credit

listen to the pronunciation of credit
İngilizce - Türkçe
kredi

Ödeme için kredi kartı kullanabilir miyim? - Can I use a credit card for payment?

Kredi kartıyla ödeyebilir miyim? - Can I pay with a credit card?

{i} güven

Tom açıkçası güveni hak ediyor. - Tom obviously deserves credit.

Tom biraz güveni hak ediyor. - Tom deserves a bit of credit.

{i} itibar

Oğlan okulumuz için bir itibar. - The boy is a credit to our school.

{i} saygınlık

Ben hak ettiğimden daha fazla saygınlık veriyorsun. - You're giving me more credit than I deserve.

itibat etmek
sadakat
övgü
(Askeri) KREDİ GARANTİSİ
üniversite kurslarının değer birimi
nüfuz
{i} inanma

Tom onun kredi kartlarını çalanın Mary olduğuna inanmak için isteksiz görünüyor. - Tom seems to be unwilling to believe that Mary was the one who stole his credit cards.

karz
itimat
alacaklandırmak
ödünç para
{i} hesaptaki para miktarı
{f} inanmak

Tom onun kredi kartlarını çalanın Mary olduğuna inanmak için isteksiz görünüyor. - Tom seems to be unwilling to believe that Mary was the one who stole his credit cards.

şöhret
şeref
(Ticaret) plasman
inanç
{f} güvenmek
onur
onur kaynağı
{i} kazanç
{i} vade
{i} emniyet
şereflendirme
{i} beğeni
{f} inan

Tom onun kredi kartlarını çalanın Mary olduğuna inanmak için isteksiz görünüyor. - Tom seems to be unwilling to believe that Mary was the one who stole his credit cards.

{f} kredi vermek

Tom'a kredi vermek zorundasın. - You have to give Tom credit.

para yatırmak
veresiye

Bu barın sahibi asla veresiye içki satmaz. - The owner of this bar never sells liquor on credit.

{i} alacak

Alacaklıları onun peşinde. - His creditors are after him.

matluba geçirmek
onur/güven/kredi
kredi,v.inan: n.kredi
{i} çoğ., sin
{i} (üniversitede ders geçme sonucunda verilen) kredi, puan
{i} tic. kredi
itimat etmek
{f} yatırmak
{f} kredisine yazmak
(Ticaret) kredili alışveriş
(Kanun) alacak kaydı
puan

Tom'un her zaman mükemmel bir kredi puanı vardı. - Tom has always had a perfect credit score.

tesir
(Kanun) borç
itibar etmek
ödeme

Tom ödemek için kredi kartı kullandı. - Tom used a credit card to pay.

Kredi kartıyla ödemek istiyorum. - I'd like to pay by credit card.

(Ticaret) avans
credit card
kredi kartı

Kredi kartım ATM tarafından reddedildi. - My credit card was rejected by the ATM.

Kredi kartıyla ödeyebilir miyim? - Can I pay with a credit card?

credit bank
(Ticaret) ticaret bankası
credit cards
kredi kartları
credit entry
(Ticaret) matlup maddesi
credit market
(Ticaret) kredi piyasası
credit policy
(Ticaret) kredi politikası
credit rating
(Ticaret) kredi derecelendirme
credit rating
(Ticaret) kredi değerliliği
credit unions
kredi kooperatifleri
credit account
kredi hesabı
credit account
açık hesap
credit advice
alacak dekontu
credit agency
kredi kurumu
credit agent
sigorta acentesi
credit agreement
kredi anlaşması
credit application
kredi başvurusu
credit balance
alacak bakiyesi
credit balance
alacak bakıyesi
credit bank
kredi bankası
credit control
kredi kontrolü
credit department
kredi servisi
credit interest
kredi faizi
credit limit
kredi limiti
credit line
kredi limiti
credit money
banka kredisi
credit note
kredi mektubu
credit period
kredi dönemi
credit standing
kredi yağdayı
credit standing
mali itibar
credit system
kredi sistemi
credit system
kredi jüyesi
credit target
kredi hedefi
credit terms
kredi şartları
Credit default swap
(Finans) Bir alacaklının 3. bir kişiye belli bir ücret ödeyerek, alacağını garantilemesi şeklinde kredi riskini bir partiden diğerine geçiren finans kontratı
credit acceptance
kredi kabulü
credit account balance
kredi hesap bakiyesi
credit advance
borç para
credit an amount to s.o.´s account
bir miktar parayı birinin hesabına geçirmek
credit analyst
kredi analisti
credit bank
kredi bankası, ticaret bankası
credit beneficiary
kredi lehdari
credit bureau
kredi bürosu
credit card number
kredi kartı numarası
credit card receivables
kredi kartı alacakları
credit card#
kredi kartı numarası
credit commission
kredi komisyonu
credit crunch
Likidite krizi, ekonomik şartlardan dolayı kredi alma zorluğu
credit default swap
Kredi temerrüt takası
credit default swaps
Kredi Temerrüt Swapları
credit expansion
kredi genişlemesi, kredi ekspansiyonu
credit file
kredi dosyası
credit form
kredi şekli
credit institution
kredi kuruluşu
credit instrument
kredi belgesi
credit investigation
kredi soruşturması
credit invoice
kredi faturası
credit items
kredi kalemi
credit lines
kredi hatları
credit loan
kredi kredi
credit man
kredi memuru
credit management
kredi yönetimi
credit memo
Kredi protokolü
credit memorandum
kredi protokolü
credit on real property
gayri menkul karşılığı kredi
credit rating
Kredi değerlendirmesi
credit rationing
kredi kısma, kredi sınırlaması
credit risk
kredi riski
credit sales
kredili satış
credit secured by collateral
teminatlı kredi
credit side
alacak tarafı
credit stock
kredi stoku
credit transfer
kredi transferi
credit trustee
kredi mutemedi
credit where credit's due
(deyim) Yiğidi öldür, hakkını inkâr etme. "İ don't especially like the woman but, credit where credit's due, she's very efficient."
credit worthiness
kredi uğraşları
credit and debit
tic. alacak ve verecek
credit balance
tic. matlup bakiyesi
credit card
tic. kredi kartı
credit cycle
kredi döngüsü
credit history
kredi geçmişi
credit money
(Ticaret) itibari para yaratma
credit sale
(Ticaret) veresiye satış
credit side
alacaklı taraf
credit spread
(Ticaret) kredi marjı
credit terms
kredi koşulları
credit titles
filmin sonundaki tanıtma yazıları
creditable
övgüye layık
creditable
{s} güvenilir
credit line
(Ticaret) kredi hattı
credit note
(Sigorta) alacak notu
credit note
(Ticaret) kredi dekontu
credited
inanılan
crediting
inanan
crediting
inanarak
crediting
(Ticaret) kredi verme
credits
(Sinema) tanıtma yazısı
credits
(Sinema) jenerik
creditable
şerefli
creditable
övgüye değer
crediting
{i} inanma
crediting
alacaklandırma
crediting
{f} inan
creditable
itibarlı
credited
inan
credits
(Film) Katkıda bulunanlar
credits
krediler
credit line
tic. kredi limiti
credit memo
(Ticaret) alacak faturası
credit to
You're a credit to your parents. Annen baban seninle iftihar edebilir
credit with
(Fiili Deyim ) -e sahip olduğunu sanmak
creditable
takdir edilir
creditable
şeref kazandıran
creditable
övülmeye değer
creditable
beğenilir
creditable
{s} beğenilen
creditably
övgüye layık bir şekilde
credited
itibarlı
credits
filmin sonundaki tanıtma yazıları
İngilizce - İngilizce
A source of value, distinction or honour

That engineer is a credit to the team.

A course credit|course credit]], a credit hour – used measure if enough courses have been taken for graduation

Dude, I just need 3 more credits to graduate – I can take socio-linguistics of Swahili if I want.

An addition to certain accounts
To acknowledge a contribution

Credit the point guard with another assist.

To add to an account (confer debit.)

The full amount of the purchase has been credited to your account.

A person's credit rating or creditworthiness, as represented by their history of borrowing and repayment (or non payment)

What do you mean my credit is no good?.

A privilege of delayed payment extended to a buyer or borrower on the seller's or lender's belief that what is given will be repaid
Recognition for having taking a course (class)

If you do not come to class, you will not get credit for the class, regardless of how well you do on the final.

A reduction in taxes owed, or a refund for excess taxes paid

Didn't you know that the IRS will refund any excess payroll taxes that you paid if you use the 45(B) general business credit?.

The provision of resources (such as goods, services, or money) by one party (the creditor) to another party (the debtor) where that second party does not immediately pay the first party for the resources in full, and instead either arranges to pay for or to return those resources or equivalent value at a later date

In view of your payment record, we are happy to extend further credit to you.

To believe

Someone said there had been over 100,000 people there, but I can't credit that.

Recognition and respect

They kissed, and then the credits rolled.

An arbitrary unit of value, used in many token economies

Would you like to play? I put in a dollar and I've got two credits left.

{v} to believe, admit, trust, set off, honor
{n} belief, reputation, esteem, influence, trust or time given for payment on a sale
To confide in the truth of; to give credence to; to put trust in; to believe
The list of people who helped to make a film, a CD, or a television programme is called the credits
Sometimes called "credit hour " This is a unit of academic progress The number of credits assigned to a course corresponds (more or less) to the number of contact hours you have per week with the instructor in the classroom You should note that credits are NOT a good indicator of how difficult a course may be or the amount of the workload in the class For example, it's quite possible for a three-credit upper-level course to be more challenging and time-consuming than a four-hour introductory course LS&A students ordinarily need to complete 120 credits in order to graduate
Nullification of an authorized transaction (sale) that has not been settled If supported by the card issuer, a reversal will immediately "undo" an authorization and return it to the open-to-buy balance on a cardholder's account Some card issuers do not support reversals
approval; "give her recognition for trying"; "he was given credit for his work"; "give her credit for trying"; "the credits were given at the end of the film"
recognition by a college or university that a course of studies has been successfully completed; typically measured in semester hours
A unit of measure used in higher education Recognition of attendance and/or performance in an instructional activity (course or program) that can be applied by a recipient to requirements for a degree, diploma, certificate, or other formal award At some institutions a credit is the equivalent to the number of contact hours For example, English 101 is offered Mondays and Wednesdays from 5: 30 - 7: 00 p m for 3 credits How credits equate to contact hours vary at each institution Also referred to as academic credit
a short note recognizing a source of information or of a quoted passage; "the student's essay failed to list several important citations"; "the acknowledgments are usually printed at the front of a book"; "the article includes mention of similar clinical cases"
Reliance on the truth of something said or done; belief; faith; trust; confidence
To give someone credit for a good quality means to believe that they have it. Bratbakk had more ability than the media gave him credit for
A means of borrowing money from a person or company and returning it at a later date, usually with accrued interest charged on top of the initial sum borrowed
Recognition of attendance or performance in an instructional activity (course or program) that can be applied by a recipient toward the requirements for a degree, diploma, certificate, or other formal award
{i} money (in a bank account); money available for a person to borrow (from a bank or other source); deferred payment; trust, confidence; importance, respect; points earned (through study); recognition; thanks; entry on a list of people who contributed to a movie or written work
The giving of goods and services in return for the promise of payment at a future time The payment usually has interest attached
If someone or their bank account is in credit, their bank account has money in it. The idea that I could be charged when I'm in credit makes me very angry Interest is payable on credit balances
If you say that someone is a credit to someone or something, you mean that their qualities or achievements will make people have a good opinion of the person or thing mentioned. He is one of the greatest British players of recent times and is a credit to his profession. disgrace
If you are allowed credit, you are allowed to pay for goods or services several weeks or months after you have received them. The group can't get credit to buy farming machinery You can ask a dealer for a discount whether you pay cash or buy on credit
That which tends to procure, or add to, reputation or esteem; an honor
You say on the credit side in order to introduce one or more good things about a situation or person, usually when you have already mentioned the bad things about them. On the credit side, he's always been wonderful with his mother
If something is to someone's credit, they deserve praise for it. She had managed to pull herself together and, to her credit, continued to look upon life as a positive experience
money available for a client to borrow
Influence derived from the good opinion, confidence, or favor of others; interest
Money lent to a borrower in exchange for a commitment to repay the loan within a certain timeframe
A numeric value that represents the maximum number of receive buffers provided by an F/FL_Port to its attached N/NL_Port such that the N/NL_Port may transmit frames without overrunning the F/FL_Port
Money received in an account A credit transaction is one in which the net sale proceeds are larger than the net buy proceeds (cost), thereby bringing money into the account See also Debit
A credit is a successfully completed part of a higher education course. At some universities and colleges you need a certain number of credits to be awarded a degree
An agreement in which a borrower receives something of value in exchange for a promise to repay the lender as a later date
The allowance of cash, goods, or services in the present, with payment expected in the future To credit (Cr ) an account means to enter an amount on the right, or credit, side of the account
A persons credit rating or creditworthiness, as represented by their history of borrowing and repayment (or non payment)
A credit is a sum of money which is added to an account. The statement of total debits and credits is known as a balance. debit
If you credit someone with a quality, you believe or say that they have it. I wonder why you can't credit him with the same generosity of spirit
The promise to pay in the future in order to buy or borrow in the present The right to defer payment of debt
{f} believe, have faith in, accept; bring honor or recognition to; supply goods by deferred payment; give credit to
The side of an account on which are entered all items reckoned as values received from the party or the category named at the head of the account; also, any one, or the sum, of these items; the opposite of debit; as, this sum is carried to one's credit, and that to his debit; A has several credits on the books of B
used in the phrase `to your credit' in order to indicate an achievement deserving praise; "she already had several performances to her credit"; recognition by a college or university that a course of studies has been successfully completed; typically measured in semester hours an entry on a list of persons who contributed to a film or written work arrangement for deferred payment for goods and services money available for a client to borrow an accounting entry acknowledging income or capital items have trust in; trust in the truth or veracity of give someone credit for something; "We credited her for saving our jobs"
If you already have one or more achievements to your credit, you have achieved them. I have twenty novels and countless magazine stories to my credit. Transaction between two parties in which one (the creditor or lender) supplies money, goods, services, or securities in return for a promised future payment by the other (the debtor or borrower). Such transactions normally include the payment of interest to the lender. Credit may be extended by public or private institutions to finance business activities, agricultural operations, consumer expenditures, or government projects. Large sums of credit are usually extended through specialized financial institutions such as commercial banks or through government lending programs. consumer credit credit bureau credit card credit union investment credit investment tax credit Social Credit Party
If people credit someone with an achievement or if it is credited to them, people say or believe that they were responsible for it. The staff are crediting him with having saved Hythe's life The screenplay for `Gabriel Over the White House' is credited to Carey Wilson
A valuable member
A legal agreement in which a borrower receives something of value now by promising to pay the lender for it later When the item of value is money, the agreement is called a loan When the item of value is a product, the purchaser buys it "on credit " (See also finance )
An agreement in which a borrower receives something of value in exchange for a promise to repay the lender at a later date
an accounting entry acknowledging income or capital items
An agreement in which a borrower receives something of value in exchange for a promise to repay the lender at a later date (top)
give credit for; "She was not properly credited in the program"
Reputation derived from the confidence of others; esteem; honor; good name; estimation
Trust given or received; expectation of future playment for property transferred, or of fulfillment or promises given; mercantile reputation entitling one to be trusted; applied to individuals, corporations, communities, or nations; as, to buy goods on credit
The ability of a person to borrow money, or obtain goods with payments over time, as a consequence of the favorable opinion held by a lender as to the person's financial situation and reliability
an entry on a list of persons who contributed to a film or written work
accounting: enter as credit; "We credit your account with $100
A privilege of delayed payment extended to a buyer or borrower on the sellers or lenders belief that what is given will be repaid
The time given for payment for lands or goods sold on trust; as, a long credit or a short credit
When a sum of money is credited to an account, the bank adds that sum of money to the total in the account. She noticed that only $80,000 had been credited to her account Midland decided to change the way it credited payments to accounts Interest is calculated daily and credited once a year, on 1 April. debit
To bring honor or repute upon; to do credit to; to raise the estimation of
(see also ‘Exemption’) The term ‘credit’ is used in two ways in the University 1 ‘Credit’ is recognition of study or work experience that you have already completed For example you may have completed a similar course at another institution To receive credit you must fill in an ‘Application for Credit’ form which is available from Campus Central You will need to demonstrate that the work experience or study is equivalent in content and level to what is required in the course 2 A ‘credit’ can also refer to a grade awarded for a piece of assessment (see ‘Grading System’)
give someone credit for something; "We credited her for saving our jobs"
accounting: enter as credit; "We credit your account with $100"
credit card
A plastic card, with a magnetic strip or an embedded microchip, connected to a credit account and used to buy goods or services
credit card tart
A rate tart
credit cards
plural form of credit card
credit crunch
A period of economic crisis in which credit and investment capital are difficult to obtain
credit crunches
plural form of credit crunch
credit default option
A put option that makes a payoff in the event the issuer of a specified reference asset defaults
credit default options
plural form of credit default option
credit default swap
A credit derivative contract between two counterparties, whereby the buyer (seller of risk) makes periodic payments to the seller (buyer of risk) in exchange for the right to a payoff if there is a default or other credit event in respect of a third party called reference entity
credit default swaps
plural form of credit default swap
credit event
A significant default on a financial instrument or some other financial occurrence, such as bankruptcy, restructuring, repudiation, or moratorium, or failure to pay some other obligation, such as taxes
credit line
A line of printed text attached to written material, an image, illustration, or the like, which identifies the author, photographer, or other source

Diagrams for ten systems not listed in the table are given, mostly without any credit line or reference in the text or in the legend.

credit line
A line of credit
credit note
A monetary instrument issued by a seller that allows a buyer to purchase an item or service from that seller on a future date
credit rating
An estimate, based on a company or person's history of borrowing and repayment and/or available financial resources, that is used by creditors to determine the maximum amount of credit it can extend to a without undue risk
credit reference
A person or business that can be contacted to validate or vouch for the credit applicant's ability to pay outstanding balances in a timely manner
credit reference
The credit history of a person used as evidence of creditworthiness
credit report
A document of the history and current status of a borrower's credit standing, and may include identifying information, credit information, public-records information, recent inquiries and credit score
credit risk
The risk of loss due to a debtor's non-payment of a loan or other line of credit
credit score
A measure of credit risk, usually for a consumer, calculated from credit information using a standardized formula
credit scores
plural form of credit score
credit transfer
A method of payment in which an amount of money (credit) is transferred directly from one account to another, in the same or different bank
credit union
A financial co-operative similar to a bank but normally restricted to a local area or a single profession
credit where credit's due
used to justly praise someone
credit-deposit ratio
the proportion of loan-assets created by banks from the deposits received
Credit default swap
(Eğitim) A credit default swap (CDS) is a swap contract in which the protection buyer of the CDS makes a series of payments (often referred to as the CDS "fee" or "spread") to the protection seller and, in exchange, receives a payoff if a credit instrument (typically a bond or loan) experiences a credit event.
Credit swap
(Eğitim) See: Credit default swap
credit default swap
A credit default swap (CDS) is a bilateral contract under which two counterparties agree to isolate and separately trade the credit risk of at least one third-party reference entity. Under a credit default swap agreement, a protection buyer pays a periodic fee to a protection seller in exchange for a contingent payment by the seller upon a credit event (such as a default or failure to pay) happening in the reference entity. When a credit event is triggered, the protection seller either takes delivery of the defaulted bond for the par value (physical settlement) or pays the protection buyer the difference between the par value and recovery value of the bond (cash settlement)
credit memo
A Credit Memo (short for "credit memorandum") is a commercial document issued by a seller to a buyer, indicating the products, quantities and agreed prices for products or services that the seller provided the buyer with, but the buyer returned or did not receive. It may also be issued in the case of damaged goods, errors or allowances. A Credit Memo can reduce or eliminate the amount that the buyer has to pay the seller in respect of the original invoice issued earlier
credit memorandum
A Credit Memorandum (credit memo) is a commercial document issued by a seller to a buyer, indicating the products, quantities and agreed prices for products or services that the seller provided the buyer with, but the buyer returned or did not receive. It may also be issued in the case of damaged goods, errors or allowances. A Credit Memo can reduce or eliminate the amount that the buyer has to pay the seller in respect of the original invoice issued earlier
credit rating
– A rating given to a person based on experience managing credit (credit cards, mortgage, loans, etc ), reliability making loan payments current financial condition (income, savings, outstanding debt, etc ) and other factors People with strong credit ratings tend to qualify for lower-cost loans, while people with weaker ratings might have to pay a higher interest rate
credit rating
Borrowers are rated by lenders according to the borrower's credit-worthiness or risk profile Credit ratings are expressed as letter grades such as A, B, C, D or F These ratings are based on various factors such as a borrower's payment history, foreclosures, bankruptcies and charge-offs There is no exact science to rating a borrower's credit, and different lenders may assign different grades to the same borrower
credit rating
The degree of credit worthiness assigned to a person based on credit history and financial status
credit rating
An assessment of a cardholder's credit history as scored by one of the major credit scoring agents; rated as A, B, or C
credit balance
The surplus in a cash account with a broker after purchases have been paid for, plus the extra cash from the sale of securities
credit balance
Occurs when the amount on the credit side of an account is greater than the amount on the debit side
credit balance
This balance appears in the "Amount Due" column of your statement with a minus sign after the amount (i e , $100-) Mayo Clinic may owe a refund to the patient or insurance plan, dependent upon review of the account
credit card
Unlike charge cards, these cards allow you to "revolve" your charges, that is, carry over portions of your balance from month to month However, if you do not pay your balance in full, you are assessed finance charges To protect your credit rating, be sure to pay at least the minimum amount due by the payment due date
credit card
A payment card that enables the holder to make purchases and to draw cash up to a pre-arranged limit
credit company
company which provides a financial credit line through credit cards
credit insurance
Protection against past due, insolvency and political risk losses due to inability or failure of debtors of the insured to pay for goods sold or services rendered by the insured Additional services can include credit investigation, collection and recovery services and claim payments
credit insurance
Insurance against losses due to inability or failure of the insured's customers to pay for goods sold by the insured The insurance normally covers a specified percentage of each loss beyond a deductible indicated in the policy Insurance is available covering a variety of risks, e g , political and transfer risks ("country risks") and financial risks (called "commercial risks") Even "comprehensive" insurance, however, will not cover non-payment for contract disputes
credit insurance
Health, life, accident, or disruption of income insurance designed to pay the outstanding balance of debt
credit insurance
Insurance issued to creditors as protection against losses on outstanding loans due to the death or disability of the debtor
credit insurance
Insurance issued to a creditor to cover the health or life of a debtor for an outstanding loan Credit disability insurance is payable if the debtor becomes disabled, credit life insurance is payable if the debtor dies If the debtor becomes disabled or dies prior to repayment of the debt, the policy will pay the balance of the amount of debt outstanding The face value of credit life insurance policy decreases in proportion to the reduction in the loan amount until both equal zero
credit insurance
Insurance a lender offers or requires a borrower to purchase to cover the loan If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan
credit limit
The maximum amount of money that a bank or other lender will lend to a particular individual or company
credit limit
The maximum amount that you may have outstanding at any one time on your Credit Line, however it may never exceed the principal amount
credit limit
When you first open an AdWords account, Google gives you an initial credit limit of $50 so your ads can start running right away You will be billed within 30 days or when you reach this credit limit If you reach the credit limit within 30 days, your limit will be raised for your next billing cycle More
credit limit
The dollar amount assigned to a cardholder to which they are approved to borrow
credit limit
As a general rule, credit can only be granted against collateral Among other forms, this type of collateral may consist of securities, houses and property However, no account is taken of the market value of the collateral, but only of the value as collateral security In addition, mortgages are subject to a legally-defined credit limit (Mortgage Banks Act) which is equivalent to a maximum of 60 % of the value as collateral security
credit line
The name of a photographer or artist below a piece of art
credit line
An agreement whereby a bank or business will supply a specified maximum amount of money or merchandise to a customer on credit The customer often borrows and repays from time to time as needed, but is limited to the agreed-upon maximum amount
credit loan
A credit loan is a mortgage that is issued on only the financial strength of a borrower, without great regard for collateral
credit memo
A bank form (or memo) used by a bank to explain an addition to a depositor's bank account (Note that the term "credit memo" may seem reversed to the depositor--- this is true because the transaction is a credit to the bank )
credit memo
an internal memorandum used by banks to increase the fund balance in an account containing a brief explanation of why the account was increased A duplicate copy of the memorandum is forwarded to the customer with the regular bank statement
credit policy
guidelines for credit, rules regarding credit
credit rating
a numerical score calculated using the information in your credit file The credit rating is often used to determine an individual's credit worthiness and is sometimes referred to as a credit score
credit rating
– A rating given to a person based on experience managing credit (credit cards, mortgage, loans, etc ), reliability making loan payments current financial condition (income, savings, outstanding debt, etc ) and other factors People with strong credit ratings tend to qualify for lower-cost loans, while people with weaker ratings might have to pay a higher interest rate
credit rating
an assessment of a cardholder’s credit history as scored by one of the major credit scoring agents; rated as A, B, or C
credit rating
-An evaluation by a creditor or credit-reporting agency that reflects a debtor's credit history based on his or her payment pattern
credit report
A report of an individual's credit history prepared by a credit bureau and used by a lender in determining whether or not a loan applicant will qualify
credit report
A report detailing the credit history of a prospective borrower that's used to help determine borrower creditworthiness
credit report
A report of an individual's credit history prepared by a credit bureau and used by a lender to determine a loan applicant's credit worthiness
credit report
a report that documents a borrower's credit history and current status Borrowers can examine their own credit reports, although most credit reporting companies charge a fee to provide a report
credit report
assessment of one's ability to meet their financial obligations
credit risk
The risk arising from the possibility that the borrower will default 408
credit risk
The risk that counterparty to a financial obligation such as a loan will default on repayments linked to the obligation
credit risk
This risk, like "financial risk," involves the safety of one's principal The term is generally associated with bonds, and the risk is that the issuer will default in the payment of either principal or interest
credit risk
The risk that a counterparty may fail to perform on its obligations
credit risk
Credit risk means that the issuer of a security or the counter-party to an investment contract may default or become unable to pay its obligations when due
credit score
A computer-generated number, based on a statistical model, that summarizes an individual's credit record and predicts the likelihood that a borrower will repay future obligations
credit score
The score given to an individual to determine the credit worthiness These scores come from TRW, Equifax and Trans Union
credit score
Each Credit Reporting Company assigns a Credit Score to your credit report Lenders use these scores to determine your creditworthiness
credit score
A computer-generated number that summarizes an individual's credit profile and predicts the likelihood that a borrower will repay future obligations
credit scoring
An objective method of quantifying credit worthiness by assigning numerical values based on meeting established credit criteria
credit scoring
A credit selection method commonly used with high-volume/small-dollar credit requests; relies on a credit score determined by applying statistically derived weights to a credit applicant's scores on key financial and credit characteristics (Chapter 14)
credit service charge
fee for the obtainment of credit
credit transfer
If a student has a credit transfer when they change from one school or college to another, their credits are transferred from their old school or college to their new one
credit transfer
The acknowledgment by a college or university of student credit earned at a different institution
credit union
a cooperative financial organization that makes small loans to its members at interest rates equal or below the market rate
credit union
a financial co-operative, which is owned and controlled by its members As well as being a good savings option, with successful credit unions paying an annual dividend of up to 8%, the money saved can be used to make low interest loans to other credit union members Only people who come within the common bond of the credit union can join it and make use of its services The credit union is directed and controlled by a volunteer Board of Directors
credit voucher
a credit note
creditable
that can be assigned; assignable
creditable
that brings credit or honour; respectable
creditable
{a} that may be believed, reputable
creditably
{a} with credit, with trust, reputably
credit card
A plastic card bearing an account number assigned to a cardholder with a credit limit that can be used to purchase goods and services and to obtain cash disbursements on credit, for which a cardholder is subsequently billed by an issuer for repayment of the credit extended at once or on an installment basis
credit card
A plastic card with a coded magnetic stripe that provides access to a revolving line of credit Credit cards began in the late 1940s when banks began issuing paper certificates that could be used like cash in local stores The first real credit card was issued in 1951 by Franklin National Bank in New York
credit card
-A card that may be used repeatedly to borrow money or purchase goods and services on credit
credit card
A payment card used to make purchases and/or to obtain cash The amount of a credit card purchase or withdrawal is billed to the cardholder periodically (usually monthly) on a statement that aggregates that period's transactions, whereas it is credited immediately to the merchant Contrast with debit card and charge card
credit card
Plastic payment device or a specific account number issued by a bank in the name of the state agency participating in the SPOTS program to an individual employee or departmental custodian of that agency for facilitating small purchases on behalf of the state/agency
credit card
A plastic card (or its equivalent) to be used from time to time by the cardholder to obtain money, goods, or services, possibly under a line of credit established by the card issuer The cardholder is billed periodically for any outstanding balance
credit card
A bank card establishing the privilege of the person to whom it is issued to present it as payment to a merchant; the card bearer must reimburse the credit card company the amount of the sale Credit card transactions are usually not profitable for amounts of less than $5 (U S ); micropayment schemes are designed for much smaller increments of payment
credit card
A plastic card that with a coded magnetic stripe that, when signed, entitles its bearer to a revolving line of credit, whose size and interest rate are determined by the borrower's income and credit report Credit cards began in the late '40s when banks began giving out paper certificates that could be used like cash in local stores The first real credit card was issued in 1951 by Franklin National Bank in New York
credit card
Unlike charge cards, credit cards allow you to "revolve" your charges A credit card allows you to make partial payments for purchases, but charges interest on the amount owed You can also pay your balance off in full to avoid interest payments Banks and other card issuers set interest rates and fees To protect your credit rating, be sure to pay at least the minimum amount due by the payment due date
credit card
allows users to pay for resources automatically online You may use Visa, Master Card, American Express and Discovery credit card support
credit card
This type of card allows you to purchase items without cash and delays the payment for about 25 days Some credit cards carry annual fees and all charge and interest rate for charges that are not paid by the end of the grace period Other charges and fees may apply Credit cards often come with perks like cash back on purchases and frequent flier miles You also can hold off on payments of any disputed charges if you put the cause of your dispute in writing and send it to the credit card company
credit card
A plastic payment card that allows the holder to obtain goods and services on credit terms and without the requirement to pay cash A credit card may also be used to obtain cash
credit card
Bank payment card which places the cardholder in the position of being able to make cashless payments throughout the world, in the particular national currency, by signing the payment voucher in establishments which are associated, as contractual partners, with the card company or the card system The transactions are summarised and invoiced to the cardholder once a month The cardholder receives a clear statement of the transactions The contracting companies (businesses, hotels, restaurants, travel agencies, filling stations, etc ) are each identified by the symbol of the relevant credit card The most widely-used and accepted credit card is the EUROCARD, with more than 12 million contractual companies worldwide Furthermore, credit cards, used in conjunction with a PIN, enable cash to be withdrawn at cashpoints connected to the credit institutions
credit card
A credit card allows you to make partial payments for purchases, but charges interest on the amount owed You can also pay your balance off in full to avoid interest payments Banks and other card issuers set interest rates and fees
credit card
A credit card is a plastic card that you use to buy goods on credit. Compare charge card. A plastic card having a magnetic strip, issued by a bank or business authorizing the holder to buy goods or services on credit. Also called charge card. a small plastic card that you use to buy goods or services and pay for them later. Small card that authorizes the person named on it to charge goods or services to his or her account. It differs from a debit card, with which money is automatically deducted from the bank account of the cardholder to pay for the goods or services. Credit-card use originated in the U.S. in the 1920s; early credit cards were issued by various firms (e.g., oil companies and hotel chains) for use at their outlets only. The first universal credit card, accepted by a variety of establishments, was issued by Diners' Club in 1950. Charge cards such as American Express require cardholders to pay for all purchases at the end of the billing period (usually monthly). Bank cards such as MasterCard and Visa allow customers to pay only a portion of their bill; interest accrues on the unpaid balance. Credit-card companies get revenue from annual fees and interest paid by cardholders and from fees paid by participating merchants
credit card
plastic card with a magnetic strip given to a customer by a bank or other business for the purpose of making purchases on credit, charge card, charge plate
credit card
A card issued by a financial institution that allows the cardholder to use credit to purchase goods and services up to a predetermined limit Interest rates are traditionally higher than those charged on consumer loans BACK TO TOP
credit card
Credit cards allow you to make immediate purchases and then decide over what period to pay You are sent monthly statements showing what you have bought You can either repay the full amount (usually free from any interest) or pay back only some of the amount Normally, you must pay at least £5 (or 3-5 per cent) of the overdue amount each month
credit card
A plastic card that allows you to borrow money or buy products and services on credit with your signature The lender that issues the credit card puts a dollar limit on its use, depending on your creditworthiness (Compare with debit card )
credit card
a plastic payment card that enables you to make purchases and to withdraw cash up to an agreed limit The credit can be settled in full by the end of a specified period or can be settled in part The balance is treated as extended credit and interest is charged on that amount You are sometimes charged an annual fee
credit card
A plastic card with a credit limit used to purchase goods and services and to obtain cash advances on credit for which a cardholder is subsequently billed by the issuer for repayment of the credit extended
credit card
A credit card is a payment card issued to a person for purchasing goods and services and obtaining cash against a line of credit established by the issuer Credit cards can be of two types: those issued by merchants and vendors, such as department stores or oil companies, and general purpose credit cards issued by banks [GAO] Any card, plate, or coupon book that may be used repeatedly to borrow money or buy goods and services on credit [FRBC][FRBM][FRBSF] (see also bank, chargeback, credit, credit line, electronic data capture, payment system, secure electronic transaction) (includes acquiring processor, address verification service, authorization, capture, credit card company, credit deposit, interchange, interchange fee, issuer, payment processor or credit card association)
credit card
a card (usually plastic) that assures a seller that the person using it has a satisfactory credit rating and that the issuer will see to it that the seller receives payment for the merchandise delivered
credit card
A credit card gives you the power to buy goods or services now and pay for them later It represents an approval by a bank or company to use their money Credit card issuers are usually banks, even though the card may bear another company name or logo The name of the issuer appears somewhere on the card Trade names such as VISA and MasterCard are not actually card issuers They are termed "membership associations " Banks use them for their payment processing services, policy setting and marketing assistance Many different banks can package their own cards and different terms of credit using the logo and services of an association membership
credit card
Any card, plate, or coupon book that may be used repeatedly to borrow money or buy goods and services on credit
credit crunch
a state in which there is a short supply of cash to lend to businesses and consumers and interest rates are high
credit crunch
difficulty in obtaining loans due to non-favorable economic conditions
credit line
The amount of credit issued by a lender
credit line
money available by agreement to be borrowed as and when it might be needed
credit line
The maximum amount of credit or money a financial insti­tution or trade firm will extend to a customer
credit line
The amount of credit being extended to you by a bank (in this case, via a credit card) to make purchases, cash advances, and other transactions There may be only a portion of your line available for cash advances
credit line
where funding is transferred in instalments on the request of the recipient This is a more flexible arrangement than a straightforward loan Bank funds are often channelled through credit lines held at intermediary banks in order to make smaller concessional loans available Loans from credit lines are often earmarked for certain types of investments
credit line
amount of credit that one is approved for
credit line
The maximum amount of credit or money a financial institution or trade firm will extend to a customer
credit line
a line giving the name of the writer of a story or article
credit line
A revolving credit agreement allowing a person to borrow any amount up to a preapproved limit for purchases or cash advances As the outstanding balance is paid off, the credit again becomes available to fund new purchases or cash advances
credit line
A credit line is the maximum amount of credit available in an open-ended credit arrangement, such as a bank credit card, which the lender may change at any time The credit line is disclosed in the credit card agreement [GAO] (see also bank, credit card)
credit line
Definition: The text which the museum requires to be displayed whenever the image/data appears Example: NGA 1942 9 1 Comment: This is not the official credit line, with labelling information, but the display minimum required by the museums
credit line
Aggregate amount to which a bank has committed itself to make loans to a designated borrower A line of credit may be "clean"that is, requiring no collateral from the borroweror "secured"that is, requiring collateral from the borrower A line of credit is not a letter of credit, even though banks sometimes commit themselves to a line of credit in writing
credit line
the maximum credit that a customer is allowed
credit line
A dollar limit of funds pre-approved to loan to an individual or company
credit line
Also shortened to Line The amount of money a player has deposited in the casino cage, or the amount of money the casino manager is willing to advance to a player
credit line
The most you can charge on your credit card account When you receive a new credit card, you're usually issued a set credit line Under some circumstances, your card issuer may increase or decrease it
credit line
Same as credit limit
credit line
Consists of an agreement between a borrower and a lender that permits an extension of credit, up to a certain limit, without having to complete a loan application for each amount of money borrowed The borrower may make as many purchases as desired as long as the limit of credit is not exceeded A simple example is the limit placed on charge cards from banks or department stores
credit line
A loan approved by a financial institution and available for the lender to draw on that is unused, or not used to the maximum allowable amount Many buyers today are using what is known as a "Home Equity Line" as a means of purchasing vehicles, instead of obtaining separate vehicle loans The good news is that interest paid on such loans is normally tax deductible The bad news is that a portion of the home is being used as collateral
credit memo
A document used to issue a vendor credit
credit memo
a document to record the receipt of non-cash/check payments
credit memo
A notice to a purchaser that the seller has decreased an amount owing to him; the effect is usually the reduction of an invoice previously rendered
credit memo
Writing off all or part of a customer's account balance A credit memo would be required, for example, when a customer who bought merchandise on account returned some merchandise, or overpaid on their account
credit memo
Transactions of bank that increase customer's account
credit memo
a note indicating an individual's creditworthiness or credit rating
credit note
A credit note is a piece of paper that a shop gives you when you return goods that you have bought from it. It states that you are entitled to take goods of the same value without paying for them. a document given to a customer who is owed money, for example because they have returned goods
credit note
document showing amount of credit extended to an individual
credit note
C/N
credit union
Cooperative savings and lending association formed by a group with common interests
credit union
A cooperative financial institution, owned and controlled by the people who use its services [Learn more]
credit union
a co-operative which is owned and controlled by the people who use its services, which are similar to that of a bank
credit union
a cooperative depository financial institution whose members can obtain loans from their combined savings
credit union
A financial cooperative organizations of individuals with a common affiliation (such as employment, labor union membership, or place of residence) Credit unions accept deposits of members, pay interest (dividends) on them out of earnings, and primarily provideconsumer installment credit to members Creditworthiness A creditor's measure of a consumer's or company's past and future ability and willingness to repay debts Credit Card Any card, plate, or coupon book that may be used repeatedly to borrow money or buy goods and services on credit Credit History: A record of how a person or company has borrowed and repaid debts, used as a guide to determine whether the consumer is likely to pay accounts on time in the future
credit union
(Coopérative de crédit, Caisse populaire) Credit unions are non-profit, member-owned, financial cooperatives entirely operated by and for their members
credit union
In the financial sector, co-operatives which enable savings to be made and loans to be taken are generally known as "credit unions" which are registered under the legislation dealing with co-operatives in each country The basic credit union is composed of a group of people having a "common bond" who may be resident in the same neighbourhood or employed at the same place of work, or it can be a religious or ethnic grouping The principal reason for the emphasis on a common bond is that the social pressure of the group is considered a very important condition as security for loans It is a form of collateral which is not available in conventional finance [UN-ESCAP (1991)]
credit union
A not-for-profit financial cooperative whose members own it You are eligible to join a particular credit union if you belong to the field of membership defined in its charter All members have the right to democratically elect a board of directors The board gives the credit union's management and staff general instructions Historically, credit unions encourage thrift among members and provide them with credit at a low rate
credit union
a financial institution owned and controlled by its depositors, who usually have a common employer, profession, trade group, or religion
credit