credit

listen to the pronunciation of credit
İngilizce - Türkçe
kredi

Ödeme için kredi kartı kullanabilir miyim? - Can I use a credit card for payment?

Kredi kartım ATM tarafından reddedildi. - My credit card was rejected by the ATM.

{i} güven

Tom açıkçası güveni hak ediyor. - Tom obviously deserves credit.

Tom biraz güveni hak ediyor. - Tom deserves a bit of credit.

{i} saygınlık

Ben hak ettiğimden daha fazla saygınlık veriyorsun. - You're giving me more credit than I deserve.

{i} itibar

Oğlan okulumuz için bir itibar. - The boy is a credit to our school.

itibat etmek
sadakat
övgü
nüfuz
(Askeri) KREDİ GARANTİSİ
üniversite kurslarının değer birimi
ödünç para
{f} güvenmek
{i} hesaptaki para miktarı
{f} inanmak

Tom onun kredi kartlarını çalanın Mary olduğuna inanmak için isteksiz görünüyor. - Tom seems to be unwilling to believe that Mary was the one who stole his credit cards.

şöhret
alacaklandırmak
(Ticaret) plasman
itimat
şeref
{i} inanma

Tom onun kredi kartlarını çalanın Mary olduğuna inanmak için isteksiz görünüyor. - Tom seems to be unwilling to believe that Mary was the one who stole his credit cards.

karz
inanç
onur
{i} emniyet
{f} kredi vermek

Tom'a kredi vermek zorundasın. - You have to give Tom credit.

şereflendirme
onur kaynağı
para yatırmak
{f} inan

Tom onun kredi kartlarını çalanın Mary olduğuna inanmak için isteksiz görünüyor. - Tom seems to be unwilling to believe that Mary was the one who stole his credit cards.

{i} vade
veresiye

Bu barın sahibi asla veresiye içki satmaz. - The owner of this bar never sells liquor on credit.

{i} kazanç
{i} beğeni
{i} alacak

Alacaklıları onun peşinde. - His creditors are after him.

{i} tic. kredi
{f} kredisine yazmak
matluba geçirmek
itimat etmek
onur/güven/kredi
{f} yatırmak
kredi,v.inan: n.kredi
{i} çoğ., sin
{i} (üniversitede ders geçme sonucunda verilen) kredi, puan
(Ticaret) avans
(Ticaret) kredili alışveriş
(Kanun) alacak kaydı
puan

Tom'un her zaman mükemmel bir kredi puanı vardı. - Tom has always had a perfect credit score.

tesir
(Kanun) borç
ödeme

Kredi kartıyla ödemek istiyor musun? - You want to pay with a credit card?

Ödeme için kredi kartı kullanabilir miyim? - Can I use a credit card for payment?

itibar etmek
credit card
kredi kartı

Kredi kartıyla ödeyebilir miyim? - Can I pay with a credit card?

Ben bir kredi kartı ile ödemek istiyorum. - I would like to pay with a credit card.

credit bank
(Ticaret) ticaret bankası
credit cards
kredi kartları
credit entry
(Ticaret) matlup maddesi
credit market
(Ticaret) kredi piyasası
credit policy
(Ticaret) kredi politikası
credit rating
(Ticaret) kredi derecelendirme
credit rating
(Ticaret) kredi değerliliği
credit unions
kredi kooperatifleri
credit account
açık hesap
credit account
kredi hesabı
credit advice
alacak dekontu
credit agency
kredi kurumu
credit agent
sigorta acentesi
credit agreement
kredi anlaşması
credit application
kredi başvurusu
credit balance
alacak bakiyesi
credit balance
alacak bakıyesi
credit bank
kredi bankası
credit control
kredi kontrolü
credit department
kredi servisi
credit interest
kredi faizi
credit limit
kredi limiti
credit line
kredi limiti
credit money
banka kredisi
credit note
kredi mektubu
credit period
kredi dönemi
credit standing
kredi yağdayı
credit standing
mali itibar
credit system
kredi sistemi
credit system
kredi jüyesi
credit target
kredi hedefi
credit terms
kredi şartları
Credit default swap
(Finans) Bir alacaklının 3. bir kişiye belli bir ücret ödeyerek, alacağını garantilemesi şeklinde kredi riskini bir partiden diğerine geçiren finans kontratı
credit acceptance
kredi kabulü
credit account balance
kredi hesap bakiyesi
credit advance
borç para
credit an amount to s.o.´s account
bir miktar parayı birinin hesabına geçirmek
credit analyst
kredi analisti
credit bank
kredi bankası, ticaret bankası
credit beneficiary
kredi lehdari
credit bureau
kredi bürosu
credit card number
kredi kartı numarası
credit card receivables
kredi kartı alacakları
credit card#
kredi kartı numarası
credit commission
kredi komisyonu
credit crunch
Likidite krizi, ekonomik şartlardan dolayı kredi alma zorluğu
credit default swap
Kredi temerrüt takası
credit default swaps
Kredi Temerrüt Swapları
credit expansion
kredi genişlemesi, kredi ekspansiyonu
credit file
kredi dosyası
credit form
kredi şekli
credit institution
kredi kuruluşu
credit instrument
kredi belgesi
credit investigation
kredi soruşturması
credit invoice
kredi faturası
credit items
kredi kalemi
credit lines
kredi hatları
credit loan
kredi kredi
credit man
kredi memuru
credit management
kredi yönetimi
credit memo
Kredi protokolü
credit memorandum
kredi protokolü
credit on real property
gayri menkul karşılığı kredi
credit rating
Kredi değerlendirmesi
credit rationing
kredi kısma, kredi sınırlaması
credit risk
kredi riski
credit sales
kredili satış
credit secured by collateral
teminatlı kredi
credit side
alacak tarafı
credit stock
kredi stoku
credit transfer
kredi transferi
credit trustee
kredi mutemedi
credit where credit's due
(deyim) Yiğidi öldür, hakkını inkâr etme. "İ don't especially like the woman but, credit where credit's due, she's very efficient."
credit worthiness
kredi uğraşları
credit card call
kredi kartıyla arama
credit items
(Ticaret) aktif alınanlar
credit system of supply
(Askeri) kredi usulü ikmal
credit taps
(Ticaret) kredi muslukları
credit union bank
(Kanun,Ticaret) birleşik kredi bankası
credit with
(Fiili Deyim ) -e sahip olduğunu sanmak
creditable
{s} güvenilir
creditable
övgüye layık
credit line
(Ticaret) kredi hattı
credit note
(Sigorta) alacak notu
credit note
(Ticaret) kredi dekontu
credited
inanılan
crediting
(Ticaret) kredi verme
crediting
inanarak
crediting
inanan
credits
(Sinema) jenerik
credits
(Sinema) tanıtma yazısı
creditable
övgüye değer
creditable
şerefli
crediting
{i} inanma
crediting
alacaklandırma
crediting
{f} inan
creditable
itibarlı
credited
inan
credits
krediler
credits
(Film) Katkıda bulunanlar
credit card
tic. kredi kartı
credit line
tic. kredi limiti
credit memo
(Ticaret) alacak faturası
credit to
You're a credit to your parents. Annen baban seninle iftihar edebilir
creditable
beğenilen
creditable
övülmeye değer
creditable
beğenilir
creditable
takdir edilir
creditable
şeref kazandıran
creditably
övgüye layık bir şekilde
credited
itibarlı
credits
filmin sonundaki tanıtma yazıları
İngilizce - İngilizce
An addition to certain accounts
To add to an account (confer debit.)

The full amount of the purchase has been credited to your account.

An arbitrary unit of value, used in many token economies

Would you like to play? I put in a dollar and I've got two credits left.

The provision of resources (such as goods, services, or money) by one party (the creditor) to another party (the debtor) where that second party does not immediately pay the first party for the resources in full, and instead either arranges to pay for or to return those resources or equivalent value at a later date

In view of your payment record, we are happy to extend further credit to you.

A source of value, distinction or honour

That engineer is a credit to the team.

Recognition and respect

They kissed, and then the credits rolled.

A course credit|course credit]], a credit hour – used measure if enough courses have been taken for graduation

Dude, I just need 3 more credits to graduate – I can take socio-linguistics of Swahili if I want.

To believe

Someone said there had been over 100,000 people there, but I can't credit that.

A privilege of delayed payment extended to a buyer or borrower on the seller's or lender's belief that what is given will be repaid
Recognition for having taking a course (class)

If you do not come to class, you will not get credit for the class, regardless of how well you do on the final.

To acknowledge a contribution

Credit the point guard with another assist.

A reduction in taxes owed, or a refund for excess taxes paid

Didn't you know that the IRS will refund any excess payroll taxes that you paid if you use the 45(B) general business credit?.

A person's credit rating or creditworthiness, as represented by their history of borrowing and repayment (or non payment)

What do you mean my credit is no good?.

{v} to believe, admit, trust, set off, honor
{n} belief, reputation, esteem, influence, trust or time given for payment on a sale
A privilege of delayed payment extended to a buyer or borrower on the sellers or lenders belief that what is given will be repaid
To confide in the truth of; to give credence to; to put trust in; to believe
The time given for payment for lands or goods sold on trust; as, a long credit or a short credit
When a sum of money is credited to an account, the bank adds that sum of money to the total in the account. She noticed that only $80,000 had been credited to her account Midland decided to change the way it credited payments to accounts Interest is calculated daily and credited once a year, on 1 April. debit
To bring honor or repute upon; to do credit to; to raise the estimation of
accounting: enter as credit; "We credit your account with $100
Reputation derived from the confidence of others; esteem; honor; good name; estimation
an entry on a list of persons who contributed to a film or written work
The ability of a person to borrow money, or obtain goods with payments over time, as a consequence of the favorable opinion held by a lender as to the person's financial situation and reliability
Trust given or received; expectation of future playment for property transferred, or of fulfillment or promises given; mercantile reputation entitling one to be trusted; applied to individuals, corporations, communities, or nations; as, to buy goods on credit
give someone credit for something; "We credited her for saving our jobs"
give credit for; "She was not properly credited in the program"
An agreement in which a borrower receives something of value in exchange for a promise to repay the lender at a later date (top)
(see also ‘Exemption’) The term ‘credit’ is used in two ways in the University 1 ‘Credit’ is recognition of study or work experience that you have already completed For example you may have completed a similar course at another institution To receive credit you must fill in an ‘Application for Credit’ form which is available from Campus Central You will need to demonstrate that the work experience or study is equivalent in content and level to what is required in the course 2 A ‘credit’ can also refer to a grade awarded for a piece of assessment (see ‘Grading System’)
arrangement for deferred payment for goods and services
The capacity to borrow money up to a specified limit under specified conditions [FACS] The promise to pay in the future in order to buy or borrow in the present The right to defer payment of debt [FRBC][FRBM][FRBSF] (see also credit card, creditworthiness, debt, finance charge) (includes open-end credit)
In the course descriptions the credit value of a course, where given, is shown in parentheses following the course number In general one credit represents one hour of instruction or two to three hours of laboratory work per week throughout one term of a Winter Session A credit is approximately one semester hour Most courses at UBC have a 3-credit value and have a duration of one term
The list of people who helped to make a film, a CD, or a television programme is called the credits
If you get the credit for something good, people praise you because you are responsible for it, or are thought to be responsible for it. It would be wrong for us to take all the credit Some of the credit for her relaxed manner must go to Andy. blame
A credit is a VeriSign transaction type that transfers funds from the merchant's account back to a customer's credit card It is the only way to handle a refund after a transaction has been settled This type of transaction is usually performed when a product is returned to the merchant A credit can be performed in the Transaction Terminal area of VeriSign's Manager or through a merchant's storefront application Check refunds can only be done via credit card or through a non-electronic, paper check A credit can only be issued to an account that has not had a previous authorization
"Credits" and "units" are synonymous Units of credit are awarded for each course passed Lecture/ discussion classes are usually 3 units for three hours of classes per week per semester; activity and lab classes take usually 2 or 3 hours per week and are awarded one unit of credit You may also receive some credit by examination The credits or units granted by SDSU are called "semester units" If you transfer from another institution (UCSD, for example) with quarter units, they are converted into semester units by multiplying by 2/3 Thus, if you transferred to SDSU with 60 quarter units, SDSU would grant you 40 semester units toward your degree from SDSU See Unit Requirements in the Graduation Requirements section of this web site for the number of semester credits (units) needed for a degree
have trust in; trust in the truth or veracity of
a loan that enables people to buy something now and to pay for it in the future
If you say that something does someone credit, you mean that they should be praised or admired because of it. You're a nice girl, Lettie, and your kind heart does you credit
-The promise to pay in the future in order to buy or borrow in the present; a sum of money due a person or business
A claim for funds by the cardholder for the credit of his account At the same time it provides details of funds acknowledged as payable by the acquirer (and/or the card acceptor) to the card issuer
A ground of, or title to, belief or confidence; authority derived from character or reputation
To enter upon the credit side of an account; to give credit for; as, to credit the amount paid; to set to the credit of; as, to credit a man with the interest paid on a bond
An agreement in which a borrower receives something of value in exchange for a promise to repay the lender at a later date
used in the phrase `to your credit' in order to indicate an achievement deserving praise; "she already had several performances to her credit"
A credit is an amount of money that is given to someone. Senator Bill Bradley outlined his own tax cut, giving families $350 in tax credits per child = allowance
Another word for debt Credit is given to customers when they are allowed to make a purchase with the promise to pay later A bank gives credit when it lends money
an accounting entry acknowledging income or capital items
accounting: enter as credit; "We credit your account with $100"
A legal agreement in which a borrower receives something of value now by promising to pay the lender for it later When the item of value is money, the agreement is called a loan When the item of value is a product, the purchaser buys it "on credit " (See also finance )
A means of borrowing money from a person or company and returning it at a later date, usually with accrued interest charged on top of the initial sum borrowed
That which tends to procure, or add to, reputation or esteem; an honor
If you are allowed credit, you are allowed to pay for goods or services several weeks or months after you have received them. The group can't get credit to buy farming machinery You can ask a dealer for a discount whether you pay cash or buy on credit
If you say that someone is a credit to someone or something, you mean that their qualities or achievements will make people have a good opinion of the person or thing mentioned. He is one of the greatest British players of recent times and is a credit to his profession. disgrace
If someone or their bank account is in credit, their bank account has money in it. The idea that I could be charged when I'm in credit makes me very angry Interest is payable on credit balances
The giving of goods and services in return for the promise of payment at a future time The payment usually has interest attached
{i} money (in a bank account); money available for a person to borrow (from a bank or other source); deferred payment; trust, confidence; importance, respect; points earned (through study); recognition; thanks; entry on a list of people who contributed to a movie or written work
Recognition of attendance or performance in an instructional activity (course or program) that can be applied by a recipient toward the requirements for a degree, diploma, certificate, or other formal award
To give someone credit for a good quality means to believe that they have it. Bratbakk had more ability than the media gave him credit for
If something is to someone's credit, they deserve praise for it. She had managed to pull herself together and, to her credit, continued to look upon life as a positive experience
Reliance on the truth of something said or done; belief; faith; trust; confidence
a short note recognizing a source of information or of a quoted passage; "the student's essay failed to list several important citations"; "the acknowledgments are usually printed at the front of a book"; "the article includes mention of similar clinical cases"
A unit of measure used in higher education Recognition of attendance and/or performance in an instructional activity (course or program) that can be applied by a recipient to requirements for a degree, diploma, certificate, or other formal award At some institutions a credit is the equivalent to the number of contact hours For example, English 101 is offered Mondays and Wednesdays from 5: 30 - 7: 00 p m for 3 credits How credits equate to contact hours vary at each institution Also referred to as academic credit
Nullification of an authorized transaction (sale) that has not been settled If supported by the card issuer, a reversal will immediately "undo" an authorization and return it to the open-to-buy balance on a cardholder's account Some card issuers do not support reversals
approval; "give her recognition for trying"; "he was given credit for his work"; "give her credit for trying"; "the credits were given at the end of the film"
recognition by a college or university that a course of studies has been successfully completed; typically measured in semester hours
A valuable member
You say on the credit side in order to introduce one or more good things about a situation or person, usually when you have already mentioned the bad things about them. On the credit side, he's always been wonderful with his mother
Sometimes called "credit hour " This is a unit of academic progress The number of credits assigned to a course corresponds (more or less) to the number of contact hours you have per week with the instructor in the classroom You should note that credits are NOT a good indicator of how difficult a course may be or the amount of the workload in the class For example, it's quite possible for a three-credit upper-level course to be more challenging and time-consuming than a four-hour introductory course LS&A students ordinarily need to complete 120 credits in order to graduate
The promise to pay in the future in order to buy or borrow in the present The right to defer payment of debt
credit card
A plastic card, with a magnetic strip or an embedded microchip, connected to a credit account and used to buy goods or services
credit card tart
A rate tart
credit cards
plural form of credit card
credit crunch
A period of economic crisis in which credit and investment capital are difficult to obtain
credit crunches
plural form of credit crunch
credit default option
A put option that makes a payoff in the event the issuer of a specified reference asset defaults
credit default options
plural form of credit default option
credit default swap
A credit derivative contract between two counterparties, whereby the buyer (seller of risk) makes periodic payments to the seller (buyer of risk) in exchange for the right to a payoff if there is a default or other credit event in respect of a third party called reference entity
credit default swaps
plural form of credit default swap
credit event
A significant default on a financial instrument or some other financial occurrence, such as bankruptcy, restructuring, repudiation, or moratorium, or failure to pay some other obligation, such as taxes
credit line
A line of credit
credit line
A line of printed text attached to written material, an image, illustration, or the like, which identifies the author, photographer, or other source

Diagrams for ten systems not listed in the table are given, mostly without any credit line or reference in the text or in the legend.

credit note
A monetary instrument issued by a seller that allows a buyer to purchase an item or service from that seller on a future date
credit rating
An estimate, based on a company or person's history of borrowing and repayment and/or available financial resources, that is used by creditors to determine the maximum amount of credit it can extend to a without undue risk
credit reference
The credit history of a person used as evidence of creditworthiness
credit reference
A person or business that can be contacted to validate or vouch for the credit applicant's ability to pay outstanding balances in a timely manner
credit report
A document of the history and current status of a borrower's credit standing, and may include identifying information, credit information, public-records information, recent inquiries and credit score
credit risk
The risk of loss due to a debtor's non-payment of a loan or other line of credit
credit score
A measure of credit risk, usually for a consumer, calculated from credit information using a standardized formula
credit scores
plural form of credit score
credit transfer
A method of payment in which an amount of money (credit) is transferred directly from one account to another, in the same or different bank
credit union
A financial co-operative similar to a bank but normally restricted to a local area or a single profession
credit where credit's due
used to justly praise someone
credit-deposit ratio
the proportion of loan-assets created by banks from the deposits received
Credit default swap
(Eğitim) A credit default swap (CDS) is a swap contract in which the protection buyer of the CDS makes a series of payments (often referred to as the CDS "fee" or "spread") to the protection seller and, in exchange, receives a payoff if a credit instrument (typically a bond or loan) experiences a credit event.
Credit swap
(Eğitim) See: Credit default swap
credit default swap
A credit default swap (CDS) is a bilateral contract under which two counterparties agree to isolate and separately trade the credit risk of at least one third-party reference entity. Under a credit default swap agreement, a protection buyer pays a periodic fee to a protection seller in exchange for a contingent payment by the seller upon a credit event (such as a default or failure to pay) happening in the reference entity. When a credit event is triggered, the protection seller either takes delivery of the defaulted bond for the par value (physical settlement) or pays the protection buyer the difference between the par value and recovery value of the bond (cash settlement)
credit memo
A Credit Memo (short for "credit memorandum") is a commercial document issued by a seller to a buyer, indicating the products, quantities and agreed prices for products or services that the seller provided the buyer with, but the buyer returned or did not receive. It may also be issued in the case of damaged goods, errors or allowances. A Credit Memo can reduce or eliminate the amount that the buyer has to pay the seller in respect of the original invoice issued earlier
credit memorandum
A Credit Memorandum (credit memo) is a commercial document issued by a seller to a buyer, indicating the products, quantities and agreed prices for products or services that the seller provided the buyer with, but the buyer returned or did not receive. It may also be issued in the case of damaged goods, errors or allowances. A Credit Memo can reduce or eliminate the amount that the buyer has to pay the seller in respect of the original invoice issued earlier
credit rating
a numerical score calculated using the information in your credit file The credit rating is often used to determine an individual's credit worthiness and is sometimes referred to as a credit score
credit rating
Credit worthiness assigned to an individual based on current credit, credit history, and financial standing
credit balance
BALANCE remaining after one of a series of bookkeeping entries This amount represents a LIABILITY or income to the entity (See BALANCE )
credit balance
The net amount of funds in an account, indicate an excess of total credits over total debits
credit card
Plastic payment device or a specific account number issued by a bank in the name of the state agency participating in the SPOTS program to an individual employee or departmental custodian of that agency for facilitating small purchases on behalf of the state/agency
credit card
-A card that may be used repeatedly to borrow money or purchase goods and services on credit
credit card
A plastic card bearing an account number assigned to a cardholder with a credit limit that can be used to purchase goods and services and to obtain cash disbursements on credit, for which a cardholder is subsequently billed by an issuer for repayment of the credit extended at once or on an installment basis
credit card
A payment card used to make purchases and/or to obtain cash The amount of a credit card purchase or withdrawal is billed to the cardholder periodically (usually monthly) on a statement that aggregates that period's transactions, whereas it is credited immediately to the merchant Contrast with debit card and charge card
credit card
A plastic card with a coded magnetic stripe that provides access to a revolving line of credit Credit cards began in the late 1940s when banks began issuing paper certificates that could be used like cash in local stores The first real credit card was issued in 1951 by Franklin National Bank in New York
credit insurance
A guarantee to manufacturers, wholesalers, and service organizations that they will be paid for goods shipped or services rendered Applies to that part of working capital which is represented by accounts receivable
credit insurance
Insurance a seller may purchase which responds in the event a buyer does not pay for goods received
credit limit
The maximum amount you may charge on a credit card Under some circumstances, your card issuer may increase or decrease your credit line
credit limit
The maximum balance that can be carried on a credit account
credit limit
The maximum amount of available credit a cardholder may access The Consumer Federation of America suggests people carry credit lines no greater than 20 percent of their gross household income For example, people with a gross income of $50,000 would cap credit lines at $10,000
credit limit
The credit limit is the maximum outstanding balance you can generally have on your credit card account
credit limit
The credit limit is the maximum limit on the amount of money that you may borrow on your credit card account The issuer decides on the limit for each customer based on the information given on the application form The credit limit may be changed over time Some issuers change the limits automatically by watching the way you spend and repay Other issuers only offer to raise the credit limit when the customer asks them to
credit limit
The Credit Limit is the total amount of credit extended to the customer by the lender
credit line
money available by agreement to be borrowed as and when it might be needed
credit line
The maximum amount of credit or money a financial insti­tution or trade firm will extend to a customer
credit line
The amount of credit issued by a lender
credit memo
a document to record the receipt of non-cash/check payments
credit memo
A document used to issue a vendor credit
credit note
A credit note is a piece of paper that a shop gives you when you return goods that you have bought from it. It states that you are entitled to take goods of the same value without paying for them. a document given to a customer who is owed money, for example because they have returned goods
credit order
an order that is received without payment; requires billing at a later date
credit rating
a rating given a person or company to establish credit worthiness based upon present financial condition, experience and past credit history
credit rating
A measure of a bond issuer's creditworthiness as rated by an independent agency, such as Standard & Poor's or Moody's Investor Services Ratings are set as a reflection of the perceived financial stability of the issuer, from AAA to D Bonds rated Baa or higher by Moody's, or BBB or higher by S&P, are considered "investment grade " Conservative investors tend to select funds composed of all AAA rated bonds, or "investment grade" bonds More aggressive investors, looking for high yields, are more interested in funds that invest in lower rated bonds Moody's Standard & Poor's Aaa AAA AaAA AA BaaBBB BaBB BB Caa CCC CaCC CC DDD DD D
credit rating
A calculation based on one's personal credit history, provided by credit bureaus to lenders, that predicts future credit performance
credit rating
a rating given to a person or company that establishes credit-worthiness based upon present financial condition, experience, and past credit history
credit rating
The degree of credit worthiness assigned to a person based on credit history and financial status
credit report
A report of an individuals credit history, prepared by a credit bureau and used by a lender in determining an applicant's credit worthiness It will include identification, employment and payment histories, collection items, judgments, bankruptcy, and inquiries from creditors
credit report
The record of your credit history It shows whether you pay your bills on time, how much debt you have, and the like Your report is compiled by credit bureaus and released to lenders and others
credit report
A report detailing the credit history of a consumer that's used to help determine the consumer's credit worthiness
credit risk
concern that one who received credit will not repay on time
credit risk
The risk that a creditor or bond issuer will not pay the interest and/or principal owed when it is due
credit risk
The risk that a counter party to a transaction will fail to perform according to the terms and conditions of the contract, thus causing the holder of the claim to suffer a loss
credit risk
is the risk of financial loss arising from a counterparty to a transaction defaulting on its financial obligations under that transaction
credit risk
The possibility that a bond issuer may not be able to repay its debt or keep up with interest payments
credit risk
The possibility that a bond issuer will default, failing to repay principal or interest as promised "Credit risk" is also known as "default risk "
credit risk
Risk an issuer will be perceived as more likely to miss an interest or principal payment The increased likelihood of default will depress the price of the bond
credit score
A number usually disclosed on a borrower's credit report that is intended to reflect the borrower's credit history and other characteristics related to their experience with credit
credit score
a procedure for assigning scores to an individual or company on the basis of their risk of default
credit score
A credit score is a number that tells a lender how likely an individual is to repay a loan, or make credit payments on time When a lender requests a credit report and score from a credit reporting agency, the score is calculated by a "scorecard" or scoring model - a mathematical equation that evaluates many types of information from your credit report at that agency By comparing this information to the patterns in thousands of past credit reports, scoring identifies your level of credit risk See Understanding Your Credit Score
credit score
A computer-generated number, based on a statistical model, that summarizes an individual's credit record and predicts the likelihood that a borrower will repay future obligations
credit scoring
Some lenders use this process as a way of assessing the potential risk involved in lending to an applicant It is based on information given on the application form, along with information from credit reference agencies Every lender has a slightly different process, and a decline from one does not necessarily mean a decline from the others However, it is not possible to second-guess the system!
credit scoring
A generalised way of assessing the credit application, carried out by scoring the answers given on an application It is important that there are no missing answers on an application otherwise the result for the question becomes a negative
credit scoring
The evaluation system used by lending institutions to determine relative credit riskiness of a business or consumer When evaluating businesses, it generally considers factors such as credit payment history, new credit sought by owner of business, and financial strength and longevity of business
credit slip
A credit slip is the same as a credit note
credit transfer
Advanced standing obtained on the basis of formal, prior arrangements Credit transfer is available automatically to those who have documented evidence of achievement in the course or program for which an arrangement is in place A student granted credit transfer is exempted from a module (or modules) within their course or training program
credit transfer
The granting of status or credit by an institution or training organisation to students for modules (subjects) or units of competency completed at the same or another institution or training organisation See Credit
credit transfer
A credit transfer is a direct payment of money from one bank account into another
credit transfer
Credit towards qualifications granted to participants in training on the basis of assessing competency or course outcomes These assessments are based in prior agreement between organisations of the credit value of specific courses and programs Under the Training Package approach, credit transfer relates primarily to evidence of achievement of relevant competencies
credit union
a co-operative which is owned and controlled by the people who use its services, which are similar to that of a bank
credit union
A cooperative financial institution, owned and controlled by the people who use its services [Learn more]
credit union
Cooperative savings and lending association formed by a group with common interests
credit volume
amount of credit available to be allocated
creditable
that brings credit or honour; respectable
creditable
that can be assigned; assignable
creditable
{a} that may be believed, reputable
creditably
{a} with credit, with trust, reputably
credit card
A card issued by a financial institution that allows the cardholder to use credit to purchase goods and services up to a predetermined limit Interest rates are traditionally higher than those charged on consumer loans BACK TO TOP
credit card
Credit cards allow you to make immediate purchases and then decide over what period to pay You are sent monthly statements showing what you have bought You can either repay the full amount (usually free from any interest) or pay back only some of the amount Normally, you must pay at least £5 (or 3-5 per cent) of the overdue amount each month
credit card
Any card, plate, or coupon book that may be used repeatedly to borrow money or buy goods and services on credit
credit card
a plastic payment card that enables you to make purchases and to withdraw cash up to an agreed limit The credit can be settled in full by the end of a specified period or can be settled in part The balance is treated as extended credit and interest is charged on that amount You are sometimes charged an annual fee
credit card
A credit card gives you the power to buy goods or services now and pay for them later It represents an approval by a bank or company to use their money Credit card issuers are usually banks, even though the card may bear another company name or logo The name of the issuer appears somewhere on the card Trade names such as VISA and MasterCard are not actually card issuers They are termed "membership associations " Banks use them for their payment processing services, policy setting and marketing assistance Many different banks can package their own cards and different terms of credit using the logo and services of an association membership
credit card
a card (usually plastic) that assures a seller that the person using it has a satisfactory credit rating and that the issuer will see to it that the seller receives payment for the merchandise delivered
credit card
A credit card is a payment card issued to a person for purchasing goods and services and obtaining cash against a line of credit established by the issuer Credit cards can be of two types: those issued by merchants and vendors, such as department stores or oil companies, and general purpose credit cards issued by banks [GAO] Any card, plate, or coupon book that may be used repeatedly to borrow money or buy goods and services on credit [FRBC][FRBM][FRBSF] (see also bank, chargeback, credit, credit line, electronic data capture, payment system, secure electronic transaction) (includes acquiring processor, address verification service, authorization, capture, credit card company, credit deposit, interchange, interchange fee, issuer, payment processor or credit card association)
credit card
A plastic card that allows you to borrow money or buy products and services on credit with your signature The lender that issues the credit card puts a dollar limit on its use, depending on your creditworthiness (Compare with debit card )
credit card
A plastic card with a credit limit used to purchase goods and services and to obtain cash advances on credit for which a cardholder is subsequently billed by the issuer for repayment of the credit extended
credit card
plastic card with a magnetic strip given to a customer by a bank or other business for the purpose of making purchases on credit, charge card, charge plate
credit card
A bank card establishing the privilege of the person to whom it is issued to present it as payment to a merchant; the card bearer must reimburse the credit card company the amount of the sale Credit card transactions are usually not profitable for amounts of less than $5 (U S ); micropayment schemes are designed for much smaller increments of payment
credit card
A credit card is a plastic card that you use to buy goods on credit. Compare charge card. A plastic card having a magnetic strip, issued by a bank or business authorizing the holder to buy goods or services on credit. Also called charge card. a small plastic card that you use to buy goods or services and pay for them later. Small card that authorizes the person named on it to charge goods or services to his or her account. It differs from a debit card, with which money is automatically deducted from the bank account of the cardholder to pay for the goods or services. Credit-card use originated in the U.S. in the 1920s; early credit cards were issued by various firms (e.g., oil companies and hotel chains) for use at their outlets only. The first universal credit card, accepted by a variety of establishments, was issued by Diners' Club in 1950. Charge cards such as American Express require cardholders to pay for all purchases at the end of the billing period (usually monthly). Bank cards such as MasterCard and Visa allow customers to pay only a portion of their bill; interest accrues on the unpaid balance. Credit-card companies get revenue from annual fees and interest paid by cardholders and from fees paid by participating merchants
credit card
Unlike charge cards, these cards allow you to "revolve" your charges, that is, carry over portions of your balance from month to month However, if you do not pay your balance in full, you are assessed finance charges To protect your credit rating, be sure to pay at least the minimum amount due by the payment due date
credit card
A credit card allows you to make partial payments for purchases, but charges interest on the amount owed You can also pay your balance off in full to avoid interest payments Banks and other card issuers set interest rates and fees
credit card
A plastic card that with a coded magnetic stripe that, when signed, entitles its bearer to a revolving line of credit, whose size and interest rate are determined by the borrower's income and credit report Credit cards began in the late '40s when banks began giving out paper certificates that could be used like cash in local stores The first real credit card was issued in 1951 by Franklin National Bank in New York
credit card
Unlike charge cards, credit cards allow you to "revolve" your charges A credit card allows you to make partial payments for purchases, but charges interest on the amount owed You can also pay your balance off in full to avoid interest payments Banks and other card issuers set interest rates and fees To protect your credit rating, be sure to pay at least the minimum amount due by the payment due date
credit card
allows users to pay for resources automatically online You may use Visa, Master Card, American Express and Discovery credit card support
credit card
A plastic payment card that allows the holder to obtain goods and services on credit terms and without the requirement to pay cash A credit card may also be used to obtain cash
credit card
A payment card that enables the holder to make purchases and to draw cash up to a pre-arranged limit
credit card
Bank payment card which places the cardholder in the position of being able to make cashless payments throughout the world, in the particular national currency, by signing the payment voucher in establishments which are associated, as contractual partners, with the card company or the card system The transactions are summarised and invoiced to the cardholder once a month The cardholder receives a clear statement of the transactions The contracting companies (businesses, hotels, restaurants, travel agencies, filling stations, etc ) are each identified by the symbol of the relevant credit card The most widely-used and accepted credit card is the EUROCARD, with more than 12 million contractual companies worldwide Furthermore, credit cards, used in conjunction with a PIN, enable cash to be withdrawn at cashpoints connected to the credit institutions
credit card
This type of card allows you to purchase items without cash and delays the payment for about 25 days Some credit cards carry annual fees and all charge and interest rate for charges that are not paid by the end of the grace period Other charges and fees may apply Credit cards often come with perks like cash back on purchases and frequent flier miles You also can hold off on payments of any disputed charges if you put the cause of your dispute in writing and send it to the credit card company
credit card
A plastic card (or its equivalent) to be used from time to time by the cardholder to obtain money, goods, or services, possibly under a line of credit established by the card issuer The cardholder is billed periodically for any outstanding balance
credit crunch
difficulty in obtaining loans due to non-favorable economic conditions
credit crunch
a state in which there is a short supply of cash to lend to businesses and consumers and interest rates are high
credit line
The amount of credit being extended to you by a bank (in this case, via a credit card) to make purchases, cash advances, and other transactions There may be only a portion of your line available for cash advances
credit line
where funding is transferred in instalments on the request of the recipient This is a more flexible arrangement than a straightforward loan Bank funds are often channelled through credit lines held at intermediary banks in order to make smaller concessional loans available Loans from credit lines are often earmarked for certain types of investments
credit line
Consists of an agreement between a borrower and a lender that permits an extension of credit, up to a certain limit, without having to complete a loan application for each amount of money borrowed The borrower may make as many purchases as desired as long as the limit of credit is not exceeded A simple example is the limit placed on charge cards from banks or department stores
credit line
The maximum amount of credit or money a financial institution or trade firm will extend to a customer
credit line
The name of a photographer or artist below a piece of art
credit line
a line giving the name of the writer of a story or article
credit line
A revolving credit agreement allowing a person to borrow any amount up to a preapproved limit for purchases or cash advances As the outstanding balance is paid off, the credit again becomes available to fund new purchases or cash advances
credit line
A credit line is the maximum amount of credit available in an open-ended credit arrangement, such as a bank credit card, which the lender may change at any time The credit line is disclosed in the credit card agreement [GAO] (see also bank, credit card)
credit line
Definition: The text which the museum requires to be displayed whenever the image/data appears Example: NGA 1942 9 1 Comment: This is not the official credit line, with labelling information, but the display minimum required by the museums
credit line
Aggregate amount to which a bank has committed itself to make loans to a designated borrower A line of credit may be "clean"that is, requiring no collateral from the borroweror "secured"that is, requiring collateral from the borrower A line of credit is not a letter of credit, even though banks sometimes commit themselves to a line of credit in writing
credit line
amount of credit that one is approved for
credit line
A loan approved by a financial institution and available for the lender to draw on that is unused, or not used to the maximum allowable amount Many buyers today are using what is known as a "Home Equity Line" as a means of purchasing vehicles, instead of obtaining separate vehicle loans The good news is that interest paid on such loans is normally tax deductible The bad news is that a portion of the home is being used as collateral
credit line
An agreement whereby a bank or business will supply a specified maximum amount of money or merchandise to a customer on credit The customer often borrows and repays from time to time as needed, but is limited to the agreed-upon maximum amount
credit line
Same as credit limit
credit line
The most you can charge on your credit card account When you receive a new credit card, you're usually issued a set credit line Under some circumstances, your card issuer may increase or decrease it
credit line
Also shortened to Line The amount of money a player has deposited in the casino cage, or the amount of money the casino manager is willing to advance to a player
credit line
the maximum credit that a customer is allowed
credit line
A dollar limit of funds pre-approved to loan to an individual or company
credit memo
a note indicating an individual's creditworthiness or credit rating
credit memo
an internal memorandum used by banks to increase the fund balance in an account containing a brief explanation of why the account was increased A duplicate copy of the memorandum is forwarded to the customer with the regular bank statement
credit memo
Transactions of bank that increase customer's account
credit memo
Writing off all or part of a customer's account balance A credit memo would be required, for example, when a customer who bought merchandise on account returned some merchandise, or overpaid on their account
credit memo
A notice to a purchaser that the seller has decreased an amount owing to him; the effect is usually the reduction of an invoice previously rendered
credit memo
A bank form (or memo) used by a bank to explain an addition to a depositor's bank account (Note that the term "credit memo" may seem reversed to the depositor--- this is true because the transaction is a credit to the bank )
credit note
document showing amount of credit extended to an individual
credit note
C/N
credit union
Financial cooperative organization of individuals who have a common bond, such as a place of employment, residence, or membership in a labor union Credit unions accept deposits from members, pay interest (in the form of dividends) on the deposits out of earnings, and use their funds mainly to provide consumer installment loans to members
credit union
A democratically owned and controlled nonprofit financial cooperative that offers a variety of savings and lending services to members
credit union
A not-for-profit institution that is operated as a cooperative and offers financial services such as low-interest loans, to its members
credit union
Organization formed by a homogeneous group for banking purposes, e g , a government employees credit union
credit union
                            Non-profit organization owned by the members who have some characteristics in common, such as employer or geographic area   Accepts deposits (savings and checking accounts), makes loans, and provides other financial services
credit union
A cooperative financial institution, chartered by a state or federal government, which is member-owned Credit Unions serve groups that share something in common, such as where they work, live, or go to church They are not-for-profit institutions, and exist to provide a safe, convenient place for members to save money and get loans at reasonable rates
credit union
A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members It is member-owned and controlled through a board of directors elected by the membership The board serves on a volunteer basis and may hire a management team to run the credit union The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit Back to Top
credit union
A financial institution that focuses on servicing the banking and lending needs of its members, who must be linked by a common bond 480
credit union
Nonprofit cooperative organizations that provide banking and financial services, including mortgages, home improvement loans and home equity loans, to their members
credit union
A financial institution that is a cooperative association formed by labor unions or groups of employees for the benefit of its members
credit union
A cooperative organization that makes loans to its members at low interest rates. Credit cooperative formed by a group of people with some common bond who, in effect, save their money together and make low-cost loans to each other. The loans are usually short-term consumer loans, mainly for automobiles, household needs, medical debts, and emergencies. Credit unions generally operate under government charter and supervision. They are particularly important in less developed countries, where they may be the only source of credit for their members. The first cooperative societies providing credit were founded in Germany and Italy in the mid-19th century; the first North American credit unions were founded by Alphonse Desjardins in Lévis, Quebec (1900), and Manchester, N.H. (1909). The Credit Union National Association (CUNA), a federation of U.S. credit unions, was established in 1934 and became a worldwide association in 1958
credit union
a financial institution owned and controlled by its depositors, who usually have a common employer, profession, trade group, or religion
credit