To recalculate the monthly payment on the ARM so that the loan will fully amortize during the original term of the loan Recasting is most commonly used with negatively amortizing ARMs and usually occurs when the negative amortization cap has been reached at a predetermined interval (often 5 years)
To redesign an existing loan balance into a new loan for the same period or longer, to reduce payments and help a distressed borrower
To recast an actor's role means to give the role to another actor. Stoppard had to recast four of the principal roles
If you recast something, you change it by organizing it in a different way. The shake-up aims to recast IBM as a federation of flexible and competing subsidiaries. + recasting re·cast·ing the recasting of the political map of Europe
Financial recasting eliminates from the historical financial presentation, items such as excessive and discretionary expenses and nonrecurring revenues and expenses, since they reflect the financing decision of the current owner and may not represent financing preferences of a new owner Recasting provides an economic view of the company, and allows meaningful comparisons with other investment opportunities
The re-aligning of the existing resources within our county maintenance organizations to create the capacity for more agile relationships Successful recasting means reassigning responsibilities at the appropriate level, identifying and reassigning Externally Focused Managers (EFMs), revising job descriptions for Assistant County Maintenance Managers (ACCMs) and Highway Foremen, establishing local Peer Review Teams in each county, and developing training plans to facilitate implementation Highway Foremen assume additional responsibilities and operate with greater independence This allows the EFMs and ACCMs to become more outwardly focused, develop partnerships with local governments, share resources, and better meet our customer's expectations
An adjustment to the current mortgage -- a loan modification -- that does not involve the issuance of a new mortgage guaranty insurance certificate With a recast loan, a modification may be made in the type of instrument involved In whatever form a recast loan takes, the major benefit to the borrower is the potential for substantially reduced mortgage payments
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