mortgage

mortgage teriminin İngilizce İngilizce sözlükte anlamı: A special form of secured loan where the purpose of the loan must be specified to the lender, to purchase assets that must be fixed (not movable) property such as a house or piece of farm land. The assets are registered as the legal property of the borrower but the lender can seize them and dispose of them if they are not satisfied with the manner in which the repayment of the loan is conducted by the borrower. Once the loan is fully repaid, the lender loses this right of seizure and the assets are then deemed to be unencumbered; As in "to mortgage a property", to borrow against a property, to obtain a loan for another purpose by giving away the right of seizure to the lender over a fixed property such as a house or piece of land; {n} a pledge of real estate; {v} to pledge real estate to a creditor for security, to pledge; A conditioned pledge of property to a creditor as security for the payment of a debt; A pledge of real estate as security for the payment of a debt Also, the document creating a mortgage lien; A legal document that pledges a property to the lender as a security for payment of a debt; A legal document pledging property as security for the payment of a loan; A written document evidencing the lien on a property taken by a lender as security for the repayment of a loan The terms of the loan are contained in the note; put up as security or collateral; A legal document that pledges property to a creditor for the repayment of the loan, and is the term used to describe the loan itself Some states use the term First Trust Deeds to refer to mortgage loans; The conveyance of an interest in real property given as security for the payment of a loan; A document that places a lien on property The lender holds the lien as security for the money borrowed; If you mortgage your house or land, you use it as a guarantee to a company in order to borrow money from them. They had to mortgage their home to pay the bills. In Anglo-American law, the method by which a debtor (mortgagor) conveys an interest in property to a creditor (mortgagee) as security for the payment of a money debt. The modern mortgage has its roots in medieval Europe. Originally, the mortgagor gave the mortgagee ownership of the land on the condition that the mortgagee would return it once the mortgagor's debt was paid off. Over time, it became the practice to let the mortgagor remain in possession of the land; it then became the mortgagor's right to remain in possession of the land so long as there was no default on the debt; An instrument giving legal title to secure the repayment of a loan made by the mortgagee (lender) In legal contemplation there are two types: (1) title theory - operates as a transfer of the legal title of the property to the mortgagee, and (2) lien theo; The conveyance of a lien interest in real property given as security for the payment of a loan; (1) To hypothecate as security, real property for the payment of a debt The borrower (mortgagor) retains possession and use of the property (2) The instrument by which real estate is hypothecated as security for the repayment of a loan; {i} conditional conveyance of property as for security on a loan; pledging, lien; A legal instrument in which property serves as security for the repayment of a loan In some states, a deed of trust is used rather than a mortgage; a conditional conveyance of property as security for the repayment of a loan; A temporary and conditional pledge of property to a creditor as security for the repayment of a debt The borrower (mortgagor) retains possession and use of the property; Hence: To pledge, either literally or figuratively; to make subject to a claim or obligation; A legal document that pledges a property to the lender as security for payment of a debt, usually a loan on the house itself; A written instrument that creates a lien upon real estate as security for the payment of a specified debt; A formal document which proves the legal claim or lien (see Lien) on your property that your lender holds as security for the money you borrowed There are two people involved in a mortgage, you and the lender You pledge the property as security for the repayment of the money you borrowed, but you do not transfer title to the lender However, if you do not pay the debt as agreed the lender, through a court proceeding, can compel the sale of your property to pay off your debt (see Deed of Trust); A legal document that pledges a property to a lender as security for payment of a debt; A mortgage is security for a loan on the property that you own It provides for your personal guarantee to repay the loan as well as a pledge of the property as security for the loan; A loan secured by a lien on your home In some states the term mortgage is also used to describe the document you sign to show that you have granted the lender a lien on your home; other states use a deed of trust document instead of a mortgage It may also be used to indicate the amount of money you borrow, with interest, to purchase your house The amount of your mortgage is usually the purchase price of the home minus your down payment; A mortgage is a loan of money which you get from a bank or building society in order to buy a house. an increase in mortgage rates; A conditional transfer or pledge of real estate as security for the payment of a debt Also, the document creating a mortgage lien; a conditional conveyance of property as security for the repayment of a loan put up as security or collateral; A legal document that pledges a property to the lender as security for payment of a debt; A written instrument that is signed by the borrower which pledges the property to the lender as security for repayment of a debt; To grant or convey, as property, for the security of a debt, or other engagement, upon a condition that if the debt or engagement shall be discharged according to the contract, the conveyance shall be void, otherwise to become absolute, subject, however, to the right of redemption; State of being pledged; as, lands given in mortgage; A conveyance of property, upon condition, as security for the payment of a debt or the preformance of a duty, and to become void upon payment or performance according to the stipulated terms; also, the written instrument by which the conveyance is made; A conveyance of an interest in real property given as security for the payment of a debt; {f} sign over property to a creditor as security for money that is owed; obligate; mort; mtge
mortgage bond: A bond secured by a lien on real estate
mortgage bonds: plural form of mortgage bond
mortgage lender: Any financial institution that obtains its profit by lending mortgages for the purchase of property
mortgage lender: Any former mutual building society that is now a bank
mortgage-backed security: an asset-backed security whose cash flows are backed by the principal and interest payments of a set of mortgage loans
mortgage-backed securities: In finance, a mortgage-backed security (MBS) is an asset-backed security whose cash flows are backed by the principal and interest payments of a set of mortgage loans. Payments are typically made monthly over the lifetime of the underlying loans
mortgage application: an application for a mortgage loan
mortgage backed securities: Debt issues backed by a pool of mortgages Investors receive payments from the interest and principal payment to the underlying mortgages
mortgage backed securities: A broad term which encompasses securities carved out of receivables out of mortgage funding MBS are further classified into residential mortgage-backed securities and commercial mortgage-backed securities The generic term also includes private label and agency securities, pass-throughs, or derivatives such as Collateralized Mortgage Obligations It can refer to the Over-the-Counter options on mortgage backed securities as well These mortgage backed securities are viewed as either plain vanilla or exotic
mortgage backed securities: Similar to bonds, these securities are backed by a share in a pool of home mortgages insured under the National Housing Act The securities pay interest and a part of the principal each month and, if home owners prepay their mortgages, may pay out additional amounts of principal before normal maturity They trade in the bond market at prices reflecting current interest rates
mortgage backed securities: Securities received by a bank or financial corporation from FNMA in exchange for a pool of mortgages
mortgage bank: financial establishment which gives out long-term loans for the purpose of purchasing real-estate
mortgage banker: A company that originates mortgages for resale in the secondary mortgage market
mortgage banker: A person, corporation or firm not otherwise in banking and finance that normally provides its own funds for mortgage financing as opposed to savings and loan associations or commercial banks that use other people's money; namely that of their depositors--to originate mortgage loans Although some mortgage bankers do supply permanent long-term financing, the majority specialize in supplying short-term and interim financing, either through their own resources or by borrowing from commercial sources Mortgage Bankers Association of America Website
mortgage banker: a company that originates loans and resells them to secondary mortgage lenders like : Fannie Mae or Freddie Mac
mortgage banker: Same as mortgage company
mortgage banker: A company or individual who creates mortgage loans, sells them to other investors and handles mortgage-related services BACK TO TOP
mortgage banker: An entity that originates mortgage loans, sells them to investors and services the loans
mortgage banker: A company or individual that originates mortgage loans and sells them to investors, while taking care of borrowers' loan payments, records, taxes, and insurance
mortgage banker: - A company which originates mortgages for a lien to the secondary mortgage market (for example to Fannie Mae or Freddie Mac)
mortgage banker: a firm, individual, or corporation that originates, sells and/or services loans secured by mortgages on real property
mortgage banker: An organization that originates mortgages and then sells them to investors, usually retaining servicing rights Income is derived from origination and servicing fees Funding for the mortgages is usually from borrowings, which are paid off when the loan is sold
mortgage banker: A person or firm that originates your mortgage loan, collects and manages your payments and sells loans in packages to outside investors The mortgage banker is not really a "banker," but a middleman who arranges and sells loans The mortgage banker negotiates the terms of your loan and prepares the loan documents Usually a mortgage banker will also service your mortgage for the life of the mortgage (see Servicing)
mortgage banker: A company that originates mortgages exclusively for resale in the secondary mortgage market
mortgage banker: An individual or company that originates and/or services mortgage loans
mortgage banker: A company providing mortgage financing with its own funds rather than simply bringing together lender and borrower, as does a mortgage broker Although the mortgage banker used its own funds, these funds are generally borrowed and the financing is either short term or, it long term, the mortgages are sold to investors (many times insurance companies) within a short time
mortgage banker: Originates mortgage loans, loaning you their funds and closing the loan in their name Usually an employee of a bank, S&L
mortgage banker: An individual or company that originates mortgages exclusively for resale in the secondary mortgage market
mortgage banker: For a more complete discussion of mortgage banker, see "Types of Lenders " A mortgage banker is generally assumed to originate and fund their own loans, which are then sold on the secondary market, usually to Fannie Mae, Freddie Mac, or Ginnie Mae However, firms rather loosely apply this term to themselves, whether they are true mortgage bankers or simply mortgage brokers or correspondents
mortgage banker: A thrift institution which makes mortgage loans
mortgage banker: A lender that originates, closes, services and sells mortgage loans to the secondary market
mortgage banker: A company that originates mortgages exclusively for resale in
mortgage banker: A company that originates mortgages exclusively for resale in the secondary market
mortgage banker: A financial intermediary that originates or funds loans, collects payments, inspects the property, and forecloses if necessary The main difference between a mortgage banker and a loan officer is a banker funds their own loans and sell them on the secondary market, usually to Fannie Mae, Freddie Mac, or Ginny Mae
mortgage banker: A company that originates mortgages with its own funds or for resale on the secondary market
mortgage bonds: Bonds secured by a lien on real property
mortgage bonds: Bonds issued by corporations, which offer first mortgages on real property of the corporation as security for the payment of the bonds
mortgage deed: Same as a Mortgage
mortgage deed: This is the legal document, which establishes the loan on a property
mortgage deed: Legal document establishing a loan on property
mortgage deed: This is the legal document that you sign to say that the lender has a legal charge over your property
mortgage deed: The legal agreement which gives the lender a legal right to property
mortgage deed: written obligation to repay a debt guaranteed by the mortgaging of an asset
mortgage deed: This is the agreement which explains the conditions of the mortgage (loan) It is a document to be signed by all parties to the remortgage on your property, and will be sent to HM Land Registry to register the remortgage
mortgage deed: This is the legal document which establishes the loan on a property
mortgage deed: deed embodying a mortgage
mortgage discharge: determination that a person has completed repayment of a mortgage
mortgage rate: The cost or the interest rate you pay to borrow the money to buy your house
mortgage rate: The interest rate on a mortgage loan
mortgage terms: conditions for repayment as stated in a mortgage
mortgage-backed security: a security created when a group of mortgages are gathered together and bonds are sold to other institutions or the public; investors receive a portion of the interest payments on the mortgages as well as the principal payments; usually guaranteed by the government
conventional mortgage loan: A fixed- or adjustable-rate, fully amortized loan secured by a mortgage or deed of trust that is not insured or guaranteed by an agency of the federal government (such as FHA or VA). (Source: Office of Thrift Supervision )
endowment-linked mortgage: A special mortgage where the borrower only pays back the interest charged by the lender. Therefore the outstanding balance does not decrease as it does with a standard loan
liar's mortgage: A derogatory term for a stated-income (U.S.) or self-certificated (U.K.) loan secured by a mortgage granted without the lender verifying information provided by the applicant as to his or her financial or employment status
reverse mortgage: An agreement under which money is borrowed to be repaid only when the borrower sells their home or dies or moves
tracker mortgage: A variable-rate mortgage where the amount of interest paid on the loan is linked to the Bank of England's base rate by a fixed differential
Bank Leumi Mortgage Bank: Israeli bank that specializes in providing mortgages
Tefahot Israel Mortgage Bank: name of an Israeli mortgage bank
assumption of mortgage: take over another person's mortgage payments
balloon mortgage: A short-term mortgage in which small periodic payments are made until the completion of the term, at which time the balance is due as a single lump-sum payment
blanket mortgage: One that covers a group or class of things or properties instead of one or more things mentioned individually, as where a mortgage secures various debts as a group, or subjects a group or class of different pieces of property to one general lien
chattel mortgage: A mortgage using movable personal property rather than real estate as security
chattel mortgage: a loan to buy some personal item; the item (or chattel) is security for the loan
entitlement to a mortgage: right to receive a mortgage
federal home loan mortgage corporation: a corporation authorized by Congress to provide a secondary market for residential mortgages
federal national mortgage association: a federally chartered corporation that purchases mortgages
first mortgage: mortgage taken out for the first time
first mortgage: a mortgage that has priority over all mortgages and liens except those imposed by law
foreclose a mortgage: take away the right to redeem a mortgage
index-linked mortgage: mortgage whose rate is connected to the financial index
level payment mortgage: mortgage with payments of equal amounts
mortgaged: burdened with legal or financial obligations; "his house, his business, indeed, his whole life was heavily mortgaged
mortgaged: past of mortgage
mortgaged: {s} signed over to a creditor as security for money that is owed, obligated
mortgages: CREDIT CARDS LOANS INVESTMENTS BANKING PENSIONS INSURANCE
mortgages: A conditional transfer of property, used as security for the repayment of a loan
mortgages: plural of mortgage
mortgages: a property that is bought over a period of time by regular payments
mortgages: third-person singular of mortgage
mortgages: Capped Rate Mortgages The interest rate charged is on the standard variable rate but with an upper limit For example the rate may be capped at 7% so that if the standard variable rate was 6% you would be paying 6%, but if rates increased to 8%, you would only pay 7% The capped rate is set for a specific period and at the end of that period usually reverts to the standard variable rate, depending on scheme's criteria
mortgages: REMORTGAGES ADVERSE CREDIT BAD CREDIT PROBLEM MORTGAGES SELF EMPLOYED CONTACT
mortgages: Negotiated loans and agreements of sale secured by real property, mostly residential buildings Includes first, second and third mortgages Mortgages are characterized by blended repayments, usually monthly, of principal and interest
mortgages: Debt securities in which payment of the debt is backed by real estate and physical assets of the corporation
mortgaging: present participle of mortgage
preferential mortgage terms: conditions for a mortgage loan which include special advantages
realize a mortgage: {f} convert a mortgage into cash
redeemed a mortgage: released a property from mortgage, repaid a mortgage
redemption of mortgage: paying off a mortgage
reverse mortgage: A mortgage in which a homeowner, usually an elderly or retired person, borrows money in the form of annual payments which are charged against the equity of the home
second mortgage: additional mortgage, second loan gained by placing a property in mortgage
second mortgage: A mortgage taken out on property that already has one mortgage, with priority in settlement of claims given to the earlier mortgage
second mortgage: a mortgage that is subordinate to a first mortgage
variable rate mortgage: mortgage with a interest rate that can be changed during the term of the loan

Türkçe - İngilizce

mortgage teriminin Türkçe İngilizce sözlükte anlamı: mortage

mortgage

Heceleme

mort·gage

Türkçe nasıl söylenir

môrgıc

Eş anlamlılar

contract, debt, deed, homeowner’s loan, pledge, title

Telaffuz

/ˈmôrgəʤ/ /ˈmɔːrɡəʤ/

Etimoloji

[ mor-gij ] (noun.) 15th century. 1390, Old French mortgage, from mort (“dead”) + gage (“pledge”). Verb attested 1467.“” in the Online Etymology Dictionary, Douglas Harper, 2001