discounting

Definition von discounting im Englisch Englisch wörterbuch: process to obtain the present value of future dollar amounts; Reduction in the sales price of goods and services to entice additional sales usually based on volume or other future commitments by the customer Also, see "Factoring"; The process of finding the present value of a series of future cash flows Discounting is the reverse of compounding; the process of finding the present worth of a future amount of money Generally this expression is obtained in the form of a discount factor from a set of compounding and discounting tables The underlying concept is sometimes referred to as the time value of money; the process of translating a future payment into a value in the present (chapter 16 appendix); The process of converting investment inflows to a present value Since money has a time value, one dollar to be received in the future is worth less than one now How much less (the amount of discount) depends on: (1) the time span between the cash outflow and inflow, and (2) the necessary rate of inter discount; reducing the value of a payment, particularly scaling down the value of a future payment by a discount factor in order to calculate an equivalent present value; the process of determining the equivalent present value P of a future cash value F by calculating back in time with a given fixed interest (discount) rate i, expressed mathematically as P = F/(1 + i)t, where t is the time between the future and present frames; Calculating the present value of a future amount The process is opposite to compounding; The conversion of future dollars spent and future health outcomes (such as life years saved in 20 years from an intervention today) to their present value; The term used to describe the procedure of calculating the present value of a stream of future cash flows; This is a technique that allows the calculation of present values of inputs and benefits that accrue in the future; Reduction in the value of a security at purchase such that when it matures at full value, the investor receives a fair return 221; Reducing the costs and benefits of treatment by a fixed annual amount to take account of declining value of assets over time; An economic adjustment for the time value of money; mathematical reduction of costs and/or benefits which occur in the future to the present time for purposes of comparison; A calculation used to estimate the present value of future cash flows; present participle of discount; The offering to business Customers of reduced rates for the use of off-peak resources see also surcharging; is a method used by economists to determine the dollar value today of a project’s future costs and benefits This is done by weighting money values that occur in the future by a value less than 1, or “discounting” them Because environmental decisionmakers are increasingly forced to evaluate policies with costs and benefits that will be spread out over tens -- perhaps hundreds -- of years, discounting is used to help evaluate the value of measures that deal with problems such as stratospheric ozone depletion, global climate change, and the disposal of low- and high-level radioactive wastes; Calculating the present value of a future amount Discounting is opposite to compounding; The process by which the streams of future costs and/or benefits (beyond 12 months) are converted to equivalent present values; The process of determining the present value of a deposit or series of deposits received at a certain time(s) in the future A discount is the amount a mortgage has been reduced from its face value to its present cash value Discounting a loan increases its effective yield to the holder/investor; A method of converting future dollars into present values, accounting for interest costs or forgone investment income Used to convert a future payment into a value that is equivalent to a payment now; The process of finding the present value of a cash flow or a series of cash flows; discounting is the reverse of compounding
discount: To deduct from an account, debt, charge, and the like; to make an abatement of; as, merchants sometimes discount five or six per cent for prompt payment of bills
discount: A reduction in price
discount: Of goods, available at reduced prices; discounted
This store specializes in discount wares.
discount: A deduction made for interest, in advancing money upon, or purchasing, a bill or note not due; payment in advance of interest upon money
discount: Of a store, specializing in goods at reduced prices
If you're looking for cheap clothes, there's a discount clothier around the corner.
discount: {n} a drawback, allowance, abatement
discount: {v} to draw or pay back, to deduct, to lend the amount of, deducting the interest at the time
invoice discounting: (Finans) Invoice discounting is a form of short-term borrowing often used to improve a company's working capital and cash flow position
bill discounting: payment of a bank bill before the stated date thereby reducing the cost of interest and commission
discount: When the market price of a newly issued security is lower than the issue price If it is higher, the difference is called a premium
discount: The rate of interest charged in discounting
discount: To lend money upon, deducting the discount or allowance for interest; as, the banks discount notes and bills of exchange
discount: The amount by which a preferred stock or bond may sell below its par value Also used as a verb to mean "takes into account" as the price of the stock has discounted the expected dividend cut
discount: the act of reducing the selling price of merchandise give a reduction in price on; "I never discount these books-they sell like hot cakes
discount: To take into consideration beforehand; to anticipate and form conclusions concerning (an event)
discount: When the market price of a closed-end fund is less than its underlying net asset value (NAV), it is said to be trading at a discount That discount allows you to buy a dollar's worth of securities for less than a dollar So if a closed-end fund trading at a 10% discount owns a portfolio of stocks collectively worth $10 a share, you can buy that portfolio for $9 a share Unlike open-end funds, closed-ends trade like stocks on an exchange so a fund's price is determined by investor demand for its shares A lack of demand can cause the fund's market price to be less than its underlying portfolio value--the source of the discount See "Closed or Open End " BACK TO TOP
discount: dis·count discounts discounting discounted Pronounced for meanings
discount: and 2., and for meaning 3
discount: The amount by which the purchase price of a security is less than the principal amount or par value
discount: interest on an annual basis deducted in advance on a loan
discount: A discount is a reduction in the usual price of something. They are often available at a discount Full-time staff get a 20 per cent discount
discount: ~ The amount by which the purchase price of a security is less than the principal amount, or par value
discount: the act of reducing the selling price of merchandise
discount: The amount by which the current value of a share is below its asset backing
discount: in loan originations, a discount refers to an amount withheld from loan proceeds by a lender Generally the purpose of a discount is to adjust the yield upward, either in lieu of interest or in addition to interest The rate or amount of discount depends on money market conditions, the credit of the borrower, and the rate or terms of the note One discount is equal to 1% of the loan amount
discount: The amount charged by a financial institution when a note receivable is discounted, calculated as maturity value times discount rate times discount period
discount: To leave out of account; to take no notice of
discount: An amount deducted from the regular price for those who purchase with cash instead of credit
discount: Difference between the face amount of a note or mortgage and the price at which the instrument is sold in the secondary market
discount: (1) The amount a price would be reduced to purchase a commodity of lesser grade; (2) sometimes used to refer to the price difference between futures of different delivery months, as in the phrase "July is trading at a discount to May", indicating that the price of the July futures contract is lower than that of May; (3) applied to cash grain prices that are below the futures price See also Option Premium
discount: give a reduction in price on; "I never discount these books-they sell like hot cakes"
discount: Is an ARMwith an initial discount, the lender gives up a number of percentage points of interest to give you a lower rate and lower payments for part of the mortgage term After the discount period, the ARM rate will probably go up depending on the index rate
discount: If a shop or company discounts an amount or percentage from something that they are selling, they take the amount or percentage off the usual price. This has forced airlines to discount fares heavily in order to spur demand
discount: - The amount by which the sales price of a note (or financial instrument) is below or less than its face value The purpose of a discount is to adjust the yield upward either in lieu of interest or in addition to interest Discount points are payable to the lender by the borrower or seller to increase the lender's effective yield One point is equal to 1% of the loan
discount: a refund of some fraction of the amount paid
discount: Before 1864 private banks issued their own paper money Paper money far from home traded at a discount to local currency The discount on paper money issued by solvent banks equaled the cost of transporting the bill to the issuing bank and the value of the interest lost on the money while it was in transit The discount on New York City bills was half a percent in Columbus in 1863
discount: {f} disregard, ignore; reduce the price of, mark down; give a discount
discount: To lend, or make a practice of lending, money, abating the discount; as, the discount for sixty or ninety days
discount: Reduction in product price or cost of a service A discount if the difference between the nominal face value of a loan and actual cash received by the borrower because interest is paid at the beginning of a loan based on the sum to be repaid at maturity
discount: (1) The amount a price would be reduced to purchase a commodity of lesser grade, (2) sometimes used to refer to the price differences between futures of different delivery months, as in the phrase "July at a discount to May," indicating that the price for the July future is lower than that of May
discount: an amount or percentage deducted
discount: In an ARM with an initial rate discount, the lender gives up a number of percentage points in interest to give you a lower rate and lower payments for part of the mortgage term (usually for one year or less) After the discount period, the ARM rate will probably go up depending on the index rate
discount: Difference between the price paid for a security and the security's face value
discount: (1) The difference between a bond's current price and its par value (2) To apply news about a company in measuring its current stock price, for example, taking into account a change in management that has been anticipated for some time (3) The sale of securities, like bonds or closed-end mutual funds, at prices less than their face value (4) The relationship between two currencies For example, the British pound may sell at a discount to the German mark Diversification The spreading of risk by putting money in several different classes of investments, such as stocks, bonds, money market instruments, and real estate, or in several stocks of different industries Dividend A share of a company's earnings paid out quarterly to shareholders, usually in cash, but possibly in the form of new shares of stock
discount: (1) The amount a price would be reduced to purchase a commodity of lesser grade; (2) sometimes used to refer to the price differences between futures of different delivery months, as in the phrase "July at a discount to May," indicating that the price for the July futures is lower than that of May
discount: The amount by which the sales price of a note (or financial instrument) is below or less than its face value The purpose of a discount is to adjust the yield upward either in lieu of interest or in addition to interest Discount points are payable to the lender by the borrower or seller to increase the lender's effective yield One point is equal to 1% of the loan
discount: {i} price reduction
discount: If you discount an idea, fact, or theory, you consider that it is not true, not important, or not relevant. However, traders tended to discount the rumor = disregard. a reduction in the usual price of something 10% discount/discount of 25% etc
discount: A counting off or deduction made from a gross sum on any account whatever; an allowance upon an account, debt, demand, price asked, and the like; something taken or deducted
discount: In an ARM with an initial rate discount, the lender gives up a number of percentage points in interest to reduce the rate and lower the payments for part of the mortgage term (usually for one year or less) After the discount period, the ARM rate usually increases according to its index rate
discount: An option is trading at a discount if it is trading for less than its intrinsic value A future is trading at a discount if it is trading at a price less than the cash price of its underlying index or commodity See also Intrinsic Value and Parity
discount: bar from attention or consideration; "She dismissed his advances"