Acceptance of the borrower's loan application Approval means that the borrower meets the lender's qualification requirements and also its underwriting requirements In some cases, especially where approval is provided quickly as with automated underwriting systems, the approval may be conditional on further verification of information provided by the borrower
When you get approved for a loan, the lender completes a thorough assessment of your ability to pay for a home, and confirms the amount you can borrow on a particular home
The TACOM-Warren packaging specialist who reviewed, modified, or created the data
Once a countrys regulatory authority (for example, the Food and Drug Administration in the United States) approves a new drug application, the new medicine becomes available for physicians to prescribe The manufacturing company must continue to submit periodic reports to the regulatory authority, including any cases of adverse reactions and appropriate quality control records For some medicines, the regulatory authority may require additional studies to evaluate long-term effects
these are words which describe something and show your approval of it, for example 'bonny' means good-looking; e g in 'He's a bonny baby '
The process by which one or more authorities indicate their approval of a controlled data object such as a document, package of documents or data sets or to proposed changes in the object Approval may denote a change in life cycle state of the object such as its release for manufacture or construction, or a confirmation that it is an accurate record
Permission, consent, endorsement Approvals are used to enforce rules and to control accounting information Cumbersome or overly restrictive approvals are a common source of process inefficiency
Approval to build, alter or demolish that is obtained from the local development authority
the formal act of giving approval; "he gave the project his blessing"; "his decision merited the approval of any sensible person"
Written notification by an authorized representative of the acquirer that the developers plans, design, or other aspects of the project appear to be sound and can be used as the basis for further work Such approval does not shift responsibility from the developer to meet contractual requirements
Signifies the legal acceptance of forms by a state when policy information is filed; Signifies the insurer's acceptance of risks as set forth in an application for insurance (as originally made or modified by the insurer); or Signifies the acceptance of a request from an applicant or policy holder for new insurance, reinstatement of a terminated policy, a policy loan, or other request
The affirmative decision of the IRB that the clinical trial has been reviewed and may be conducted at the Institution site within the constraints set forth by the IRB, the institution, Good Clinical Practice (GCP), and the applicable regulatory requirements return to contents
A confirmation of an amount able to be borrowed by an individual, based upon assessment of his ability to repay said loan Alternatively, an authorization obtained from governmental authorities for a building project to proceed
The process by which a reviewer or releaser indicates their acceptance of changes to a document or controlled data, a package of documents, creation of a new document or controlled data, or of a proposed change (See also Authorisation, Release Management )
a feeling of liking something or someone good; "although she fussed at them, she secretly viewed all her children with approval"
If someone or something has your approval, you like and admire them. His son had an obsessive drive to gain his father's approval
a message expressing a favorable opinion; "words of approval seldom passed his lips" a feeling of liking something or someone good; "although she fussed at them, she secretly viewed all her children with approval" acceptance as satisfactory; "he bought it on approval
Approval is a formal or official statement that something is acceptable. The testing and approval of new drugs will be speeded up
If you win someone's approval for something that you ask for or suggest, they agree to it. The chairman has also given his approval for an investigation into the case The proposed modifications met with widespread approval. = sanction
a message expressing a favorable opinion; "words of approval seldom passed his lips"
Electrical Testing Laboratory (ETL) and Underwriters laboratories (UL), non-profit organizations supported by insurance companies for the purpose of establishing and enforcing specifications pertaining to burglary and fire protection systems
A type of business transaction, based entirely upon trust, whereby the seller sends collectibles to the potential buyer for inspection with the understanding that the buyer pay for the items retained, and return the remaining items within a specified time limit, usually 10 days Approvals are very popular with stamp collectors A few coin and papermoney dealers have tried it but have not lasted long, probably due to higher shipping expenses and the fact that HUV [High(er) Unit Value] items are better marketed via pricelists
Initiating the loan approval process before finding a home Pre-approval involves providing information regarding employment, income and debts to a lender to prove the buyer is a good risk A more complex process than pre-qualification, pre-approval sometimes involves a fee
A commitment by a lender to give the borrower a home loan prior to the borrower entering a contract to buy a home The commitment to lend is subject only to the property appraising for the correct amount During the home buying process, being pre-approved for a home loan is an advantage Pre-approval helps the buyer to identify their price range and enables them to close quickly when they have found the right house It also gives the buyer a competitive advantage against other buyers who have not been pre-approved since they are considered more risky by sellers
A lender analyzes the borrower's income, debt and funds for down payment/closing and checks credit Verification of funds and employment may also be performed If the borrower meets qualifying guidelines, the lender pre-approves the borrower for a loan Pre-approval gives a borrower assurance that, unless something changes in his/her financial picture, the lender will grant a specific loan up to a certain amount at a certain interest rate with a certain payment
When a lender completes an assessment of individual's creditworthiness and ability to pay for a house and indicates the amount that can be borrowed Final loan approval is not given until the property has been appraised and all other lender conditions have been obtained
The Pre-Approval process allows you to obtain an actual mortgage loan commitment prior to the purchase of your home You are issued a certificate that will allow you to negotiate with the confidence of a cash buyer
A commitment by a lender to make a loan prior to the identification of a specific property It is designed to make it easier to shop for a house Unlike a pre-qualification, the lender checks the applicant's credit
This process goes a step further than pre-qualification It means the lender has contacted the borrower's employer, bank, and other places to verify all claims of earnings and assets In return, the borrower receives a letter stating the lender is willing to grant a mortgage for a specified amount, within a limited period of time
When a lender completes an assessment of individuals creditworthiness and ability to pay for a house and indicates the amount that can be borrowed Final loan approval is not given until the property has been appraised and all other lender conditions have been obtained
A process whereby a potential home buyer secures a guaranteed mortgage approval before making an offer on a house A lending institution guarantees in writing to grant a loan for a specified amount Not to be confused with pre-qualification
This process goes a step further than pre-qualification It means the lender has contacted the borrower's employer, bank and other places to verify all claims of earnings and assets In return, the borrower receives a letter stating the lender is willing to grant a mortgage for a specified amount, within a limited period of time
A loosely used term which is generally taken to mean that a borrower has completed a loan application and provided debt, income, and savings documentation which an underwriter has reviewed and approved A pre-approval is usually done at a certain loan amount and making assumptions about what the interest rate will actually be at the time the loan is actually made, as well as estimates for the amount that will be paid for property taxes, insurance and others A pre-approval applies only to the borrower Once a property is chosen, it must also meet the underwriting guidelines of the lender Contrast with pre-qualification
The process of determining how much money a prospective homebuyer or refinancer will be eligible to borrow prior to application for a loan A pre-approval includes a preliminary screening of a borrower's credit history Information submitted during pre-approval is subject to verification at application
A process whereby a potential buyer secures a guaranteed mortgage approval before making a real estate offer A lender guarantees in writing to grant a loan for a specified amount, subject to appraisal Differs from "Prequalification "
written documentation of a permission to alter any aspect of a funded project; includes programmatic and fiscal changes; may be obtained within grantee organization or from grantor depending upon the case in point and grantor policy
Written documentation of permission to alter any aspect of a funded project; includes programmatic and financial changes; may be obtained within grantee organization or from grantor depending upon the case in point and grantor policy
An authorization for the delivery of services that must be obtained prior to the delivery of those services Commonly used in the Medicaid program and managed care plans See Medicaid,managed care, and utilization review Also called prospective review or re-approval
The written permission provided by the authorized granting official from the HHS awarding office before the recipient may undertake certain activities (such as performance or modification of an activity), expend funds, or exceed a certain dollar level
When insurance companies wish to change their rates in a prior approval system, they must gain approval of their rate changes from the state regulating agency, (i e Department of Insurance,) before they can put the new rates into effect
written authorization provided by an authorized official and obtained in advance of the performance of an act which would result in a time extension, the obligation or expenditure of funds, or change the scope or the objectives of the grant supported project
The requirement for written documentation of permission to use project funds for purposes not in the approved budget, or to change aspects of the program from those originally planned and approved Prior approval must be obtained before the performance of the act that requires such approval under the terms of the agreement
Written documentation of permission to alter any aspect of a funded project; includes programmatic and financial charges; may be obtained within grantee organization or from grantor depending upon the case in point and grantor policy
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