debt

Definition of debt in English English dictionary: The state or condition of owing something to another
I am in your debt.; Money that one person or entity owes or is required to pay to another, generally as a result of a loan or other financial transaction
Bolsheviki had repudiated the four-billion-dollar debt which the government of the Tsar had contracted with the bankers.; An action, state of mind, or object one has an obligation to perform for another, adopt toward another, or give to another
This long debt of confidence, due from me to him, whose bane and ruin I have been, shall at length be paid.; {n} what is another's just due, a fort of writ; Debt is the state of owing money. Stress is a main reason for debt. If you are in debt or get into debt, you owe money. If you are out of debt or get out of debt, you succeed in paying all the money that you owe. He was already deeply in debt through gambling losses How can I accumulate enough cash to get out of debt?; An amount owed to another Also referred to as liability; The total accumulated amount if money the federal government has borrowed to make up shortfalls in revenue (currently in the trillions of dollars) There are three basic measures of the federal debt; a sum owed to one person by another; An amount owed to another; Any amount one person owes to another; An action at law to recover a certain specified sum of money alleged to be due; Amount owed to another; the state of owing something (especially money); "he is badly in debt"; Money owed to a creditor; money people owed to someone; Money owed to repay someone; An amount owed for funds borrowed The debt may be owed to an organization's own reserves, individuals, banks, or other institutions Generally, the debt is secured by a note, bond, mortgage, or other instrument that states repayment and interest provisions The note, in turn, may be secured by a lien against property or other assets; Securities such as bonds, notes, mortgages and other forms of paper that indicate the intent to repay an amount owed A company that takes on too much debt can wind up in dire financial straits See "Long-Term Debt " BACK TO TOP; That which is due from one person to another, whether money, goods, or services; that which one person is bound to pay to another, or to perform for his benefit; thing owed; obligation; liability; Total debt issued by the federal government is referred to as federal debt or gross debt Federal debt has two components: debt held by the public (federal debt held by nonfederal investors, including the Federal Reserve System) and debt held by government accounts (federal debt held by federal government trust funds, deposit insurance funds, and other federal accounts) Debt subject to limit is federal debt that is subject to a statutory limit on its issuance The current limit applies to almost all gross debt, except a small portion of the debt issued by the Department of the Treasury and the small amount of debt issued by other federal agencies (primarily the Tennessee Valley Authority and the Postal Service) [Back to top]; Any amount of money, goods, or services one person owes to another; A duty neglected or violated; a fault; a sin; a trespass; feelings You use debt in expressions such as I owe you a debt or I am in your debt when you are expressing gratitude for something that someone has done for you. He was so good to me that I can never repay the debt I owe him. Something owed. Anyone having borrowed money or goods from another owes a debt and is under obligation to return the goods or repay the money, usually with interest. For governments, the need to borrow in order to finance a deficit budget has led to the development of various forms of national debt. See also bankruptcy; debtor and creditor; usury; An amount owed from one to another; An amount owed to another See installment loan and revolving liability; Money owing from one person to another; an obligation to pay or do something; Money owed to a lender; A sum of money owed from one person or institution to another person or institution; an obligation owed to another; {i} obligation, something owed (as in money); Debt is the term used for any liability or obligation owed to another person or persons; an obligation to pay or do something money or goods or services owed by one person to another the state of owing something (especially money); "he is badly in debt; an amount owed to another decreasing term assurance life assurance where the amount of cover reduces each year Usually used alongside a repayment mortgage to cover the reducing amount outstanding under the mortgage deed the legal document detailing title to a property delinquency not a moody teenager but rather the failure to make mortgage payments deposit the amount of the purchase price of the property paid by the buyer in cash; A debt is a sum of money that you owe someone. Three years later, he is still paying off his debts reducing the country's $18 billion foreign debt. see also bad debt; Financial obligations in the form of bonds, loan notes, or mortgages, which indicate that the borrower promises to repay the lender all the amount originally invested and interest by a specified date; Money borrowed from lenders for a variety of corporate or personal purposes The borrower pays interest for the use of the money and is obligated to repay the principal amount on a set date; money or goods or services owed by one person to another; Securities such as bonds, notes, mortgages and other forms of paper that indicate the intent to repay an amount owed A cash payment of interest and/or principal is made at a later date in time This is in contrast to an equity investment where there is an exchange of shares of common stock, or ownership of the company; dette
debt bondage: A condition similar to slavery where human beings are unable to control their lives or their work due to unpaid debts
debt bondages: plural form of debt bondage
debt burden: The debt of a country, when large enough that servicing it has become difficult
debt instrument: A document evidencing a debt; the debt so evidenced
debt-burden: Attributive form of debt burden, noun
debt-laden: having a burden of debt
debt ceiling: The debt ceiling is simply a cap on how much money a government can owe
debt financing: (Ekonomi) Financing in which you get a loan from someone or somewhere and go into debt! You are obligated to repay the money at some predetermined interest rate
debt overhang: A fiscal situation of a government
debt arrangement: organizing of debts
debt burden: A debt burden is a large amount of money that one country or organization owes to another and which they find very difficult to repay. the massive debt burden of the Third World
debt capacity: extent of loans one can take at a reasonable interest rate
debt capital: foreign capital, funds that a business borrows from foreign sources
debt collection: collecting of a debt, collecting of money owed
debt collector: one whose profession involves collecting debts
debt collector: someone whose job is to get back the money that people owe
debt deferral: postponement of a debt
debt financing: funding for a business or foundation which is provided by outside sources
debt forgiveness: nullification of a debt
debt instrument: A written agreement denoting that the issuer promises to reimburse a debt Examples are Treasury Bills, Notes and Bonds, Banker's Acceptances, Commercial Paper and Certificate of Deposits
debt instrument: 1 A written agreement to repay a loan such as a bond or CD 2 A borrowed tuba
debt instrument: An asset requiring fixed dollar payments, such as a government or corporate bond
debt instrument: document attesting to a debt
debt instrument: Unlike equity vehicles, where the investor owns part or all of the asset, debt instruments are "IOUs" of an individual, partnership, company, municipality, or national government (e g , trust deeds, notes, bank CDs, bonds) When you invest in or buy a debt instrument, you are lending your money In return, the borrower (e g , bank, corporation, government) agrees to pay you interest plus your principal at some future date
debt instrument: a written promise to repay a debt
debt instrument: Future payment or series of payments, or a debt that one party owes to another party Also known as income streams or cash flow instruments
debt limit: the maximum borrowing power of a governmental entity
debt limitation: limitation of legal responsibility for a debt
debt of honor: gambling debt
debt payoff: repaying of money borrowed
debt ratio: Also known as Debt-to-Income ratio A comparison of the total monthly payments of all of the borrower's debts (including the mortgage) with the gross monthly income of the borrower, used to assess borrower's ability to pay mortgage
debt ratio: The relationship between a borrower's long-term debt payments and monthly income
debt ratio: – The total amount of your monthly debt payments divided by your monthly pre-tax income This is used to determine if your income is sufficient to pay for all of your debt and still have money left for your other expenses
debt ratio: Total liabilities divided by total assets Indicates the percentage of total assets financed with creditors' capital (See Refer to page 436)
debt ratio: Debt capital divided by total capital
debt ratio: Percentage of borrowers monthly income
debt ratio: >> The percentage of the customers' gross monthly income allocated to pay the monthly installments on their debt owing
debt ratio: amount of financial leverage a business gains through a loan in contrast to the worth of its real assets in the evaluation of financial stability (Accounting)
debt ratio: The relationship between a person's long term debt payments and their monthly income
debt ratio: the ratio of a company's total liabilities to its total assets; used to describe the risk associated with the company's debts (p 107)
debt ratio: Lenders use a debt ratio (also called debt-income ratio) to approve loan applicants Debt ratio equals combined monthly debt payments divided by gross monthly income For example, combined monthly debt payments of $2,000 divided by gross monthly income of $4,000 equals a debt ratio of 50%
debt ratio: Measures the proportion of total assets financed by the firm's creditors (Chapter 2)
debt ratio: Monthly debt and housing payments divided by gross monthly income Also known as Obligations-to-Income Ratio or Back-End Ratio
debt ratio: the ratio between gross monthly income and monthly long-term debt; used to determine financial qualification of a buyer
debt ratio: A calculation lenders use to determine if a borrower qualifies for a loan The lender divides the borrower's monthly total debts (credit card payments, student loan payments, car payments, etc) and new house payment by the borrower's gross monthly income
debt ratio: Debt ratio is a measure of the amount of debt outstanding in relation to the amount of capital contributed by shareholders Debt ratio is computed by dividing total liabilities by total assets
debt ratio: One of several financial calculations performed by your lender to determine if you can afford a particular monthly payment The debt ratio (also known as the obligations ratio) is the sum of all of your monthly debt payments including your total monthly mortgage payment divided by your total monthly income Typically acceptable debt ratios for Conventional Loans are 36-38%, FHA Loans are 41-43%, and VA Loans are 41%
debt ratio: A borrower’s monthly payment obligations divided by gross monthly income
debt ratio: Ratio of your total monthly payments divided by your gross monthly income
debt ratio: A percentage relationship between a borrower(s)’ gross monthly income and total monthly outstanding obligations It is derived by adding the borrower(s)’ monthly housing payment plus continuing monthly debt payments and dividing by gross allowable monthly income
debt ratio: Total debt divided by total assets
debt ratio: A financial calculation that is performed to determine if a borrower can afford the obligation of a mortgage payment and existing debt combined This is calculated by the sum of all debt, including mortgage payment divided by total monthly gross income Acceptable debt ratios on a Conventional Loan would be 36-38%, B-D Loan up to 50%, FHA Loan 41-43% and VA Loan 41%
debt ratio: A borrower's monthly payment obligations divided by gross monthly income
debt ratio: The debt ratio indicates how large a proportion of a company's capital is financed by loan capital It gives the company a measure of the company's dependence on the capital market and consequently, the degree of flexibility it will have in connection with future borrowing Also called gearing ratio
debt relief: an arrangement in which very poor countries do not have to pay back all the money that has been lent to them by richer countries
debt relief: Reducing the principal and/or interest payments on LDC loans
debt relief: Debt relief may take the form of either refinancing, re-organisation, rescheduling or cancellation of all repayments A loan is refinanced when the creditor country makes a new loan to enable the debtor country to meet the debt service payments on an earlier loan A loan is rescheduled when the amortisation or interest payments or both on the outstanding portion are rearranged to make payment easier See also Paris Club and Retrospective Terms Adjustment
debt rescheduling: changing the dates on which debt payments are due
debt security: Evidence of debt, such as a bond, issued by a corporation, municipality or government
debt security: Type of security acquired by loaning assets to the investee company (See p 381)
debt security: A security in which the issuing company generally agrees to repay the principal (typically, the original amount borrowed) and make interest payments according to an agreed schedule
debt security: A general term embracing all legal documents that represent a debt between two parties in a form that can be transferred from one holder to another See also bond and money market
debt security: Securities, such as Treasury Bills and Commercial Paper, that represent money borrowed by the issuer This money must be repaid by the maturity date at a specified interest rate unless it was an original issue discount purchase
debt security: One of two types of securities, the other being equity securities Debt securities are the legal obligation owed by an issuer to an investor when an issuer borrows money from the investor The debt security outlines the terms of this obligation including: the amount the issuer borrowed, the interest rate and frequency of interest payments to be made to the investor, and the time at which the security will mature or may be called If a company goes bankrupt, debt security holders generally may make claims against the company's assets before equity STET holders
debt security: Tradable evidence of borrowing that must be repaid, stating the amount, a specific rate of interest (or discount from the maturity price)
debt security: A certificate of indebtedness issued by corporations or governments when they borrow money
debt security: A security representing borrowed funds that must be repaid Also bond, liability
debt security: Document which is evidence of an obligation or LIABILITY
debt security: - Security representing money borrowed that must be repaid and having a fixed amount, a specific maturity or maturities, and usually a specific rate of interest or an original purchase discount Examples are bond or a note
debt service: Expenditures for retirement of long-term debt, including principal and interest
debt service: The amount of money needed to meet the periodic payments of principal and interest when a debt is amortized
debt service: the sum of loan repayments, interest payments, commitment fees and other charges on foreign and domestic borrowings
debt service: Expenditures made for principal and interest payments on long-term and short-term debt during the fiscal year
debt service: The amount of principal and interest payments made under a mortgage
debt service: The amount of principal and interest your company is scheduled to pay in order to repay a debt financing
debt service: The amount of money paid to a lender for a loan, usually including both interest and repayment of the loan itself Default Not honoring a legal commitment is known as a default One common type of default is not paying back a loan Depreciation The amount of "wear and tear" on a piece of equipment or a building Usually, this amount is spread out equally over a fixed time span Buildings usually depreciate equally over 27 5 years; furnaces over 15 years; carpeting over 7; that is, each year the building is worth 1/27 5 less; the furnace 1/15 less and the carpeting 1/7 less The IRS lets you deduct these amounts each year from the co-op's earned income (Note: Land does not depreciate ) Development Budget A projection of how much it will cost to start up a cooperative Dissolution When a company decides or is forced to go out of business Dividend An amount paid to shareholders in a corporation out of the corporation's profit or surplus Back to Top
debt service: The total amount of the load payment, including principal and interest
debt service: Interest payment plus repayments of principal to creditors, that is, retirement of debt
debt service: a payment made by a borrower to a lender May include one or all of: (1) payment of interest, (2) repayment of principal loan (3) loan commitment fee
debt service: The principal and interest charges payable on outstanding debt, the principal of maturing serial bonds and the required contributions to a sinking fund for term bonds
debt service: Payments of principal and interest due lenders
debt service: The amount of money needed to meet the periodic payments of a loan, including principal and interest
debt service: The total amount of credit card, auto, mortgage or other debt upon which you must pay Deed The written document conveying real property Once recorded at the Courthouse, the original piece of paper is not needed to convey title in the future Deed of Trust A voluntary lien to secure a debt deeding the property to Trustees who foreclose, sell the property at public auction, in the event of default on the Note the Deed of Trust secures In many states, this document is used in place of a mortgage to secure the payment of a note Default: Failure to make mortgage payments on a timely basis or to comply with other conditions of a mortgage instrument
debt service: – The total payments of principal and interest required in a given time period
debt service: {i} (Finance) money paid on loans; interest and principal paid on a debt over a given period of time
debt service: Expenditures for the retirement of principal and interest on long-term debt
debt service: Cash payments covering interest charges and principal due on outstanding loans Your debt service is the amount of money you have to pay each period (month/year) to make your loan payments
debt service: The sum of required principal and interest payments for a given period
debt service: The amount needed for payment of principal and interest on an amortized loan
debt service: Total payments due on loans (repayments plus interest)
debt service: A series of payments comprised of principal and interest that are calculated to extinguish a debt over a specified period of time For level debt service these payments would be equal Specifically, the periodic payment of principal and interest earned on mortgage loans
debt service: Expenditures for principal, interest, discounts, and premiums related to payment of state debt
debt service: – The combined principal and interest due on your loan each month
debt service: The repayment of interest and principal of an debt
debt service: Payment of scheduled interest obligations on outstanding debt [Back to top]
debt settlement: repaying of money borrowed, resolving a debt
debt settlement agreement: agreement made regarding payment of debts
debt strapped: bound by debt, deep in debt
debt to worth ratio: financial leverage of a business' loans in relation to its equity serving as a measure of financial stability (Accounting)
debt turnover ratio: obligations of business in relation to its sales serving as a measure of financial stability (Accounting)
debt write-off: nullification of a debt
debt-equity ratio: financial leverage of a business' long term loans in relation to its equity serving as a measure of long term financial stability (Accounting)
debt-ridden: Debt-ridden countries, companies, or people owe extremely large amounts of money. the debt-ridden economies of Latin America. debt-ridden countries or organizations owe so much money they cannot pay the money back
deep in debt: in extreme financial debt, greatly indebted, owing a lot of money
deferral of debt repayment: postponing repayment of money that is owed
acquisition debt: Any debt (such as a mortgage) used to buy, build, or substantially improve a primary or secondary residence
bad debt: A debt which cannot be recovered from the debtor, either because the debtor doesn't have the money to pay or because the debtor cannot be found and/or forced to pay
bonded debt: : That part of the entire indebtedness of a corporation or state that is represented by bonds it has issued; a debt contracted under the obligation of a bond
carbon debt: the overuse, by an individual or state, of the carbon dioxide absorption capacity of the world's oceans, vegetation and soil
collateralized debt obligation: a type of asset-backed security and structured credit product constructed from a portfolio of fixed-income assets
collateralized debt obligations: plural form of collateralized debt obligation
debtless: Without debt
a debtless economy.
debtless: Not in debt; not owing any money
domestic debt: debt owed to creditors resident in the same country as the debtor
domestic-debt: Attributive form of domestic debt, noun
foreign debt: The amount of money that a country has to pay to another country
foreign-debt: Attributive form of foreign debt, noun
national debt: Any money owed by the government of a nation
nonfinancial debt: The debt held by governments, households, and companies not in the financial sector
oxygen debt: the amount of extra oxygen required to oxidize lactic acid in the muscles built up during vigorous exercise
pay one's debt to society: To serve time in prison or a similar correctional facility
sleep debt: The cumulative effect of not getting enough sleep
sleep-debt: Attributive form of sleep debt
sleep-debt ramifications.
toxic debt: Debt acquired through normal financial transactions which later proves to have little or no actual value
saddled with debt: (deyim) Burdened with debt
Our sister company is saddled with a great amount of debt and should be sold as soon as possible.
debtless: Free from debt
debts: plural of debt

debt

Turkish pronunciation

det

Synonyms

albatross, arrearage, arrears, bad news, baggage, below the line, bill, bite, capital, check, chit, claim, commitment, credit, cuff

Antonyms

asset, cash, credit, excess, profit

Pronunciation

/ˈdet/ /ˈdɛt/

Etymology

[ 'det ] (noun.) 13th century. From Old French dete (French: dette) Medieval Latin dēbita Latin dēbitum (“what is owed, a debt, a duty”), neuter of dēbitus, perfect passive participle of dēbeō (“I owe”), contraction of *dehibeō (“literally I have from”) de (“from”) + habeō (“I have”). The unpronounced "b" in the modern English spelling, is a Latinisation from the Latin etymon dēbitum.