O, şimdi don derece borçlu. - He is deeply in debt now.
O, şimdi don derece borçlu.
He is deeply in debt now.
Tom kulaklarına kadar borçlu. - Tom is up to his ears in debt.
Tom kulaklarına kadar borçlu.
Tom is up to his ears in debt.
... by student loan debt ...
... without incurring the huge debt loads that they had in the past ...