Reduce a debt by regular payments of both principal and interest ("Fully amortizing" means payments scheduled to pay off the debt completely during a set term )
To repay a mortgage with regular payments that cover both principal and interest
To liquidate on an instalment basis; an amortized loan is one on which the principal amount of the loan is repaid in instalments during the life of the loan
the process of debt reduction by a series of payments that are applied to both interest and principal
To write off the cost of an asset over a fixed period of time Generally used for intangibles, deferred charges, and depletable natural assets
To periodically charge a fractional part of the cost of an item as an operating expense For instance, an expense of $1,000 per year for ten years might be charged for a machine costing $10,000
Literally, to kill off, to make dead in business, it means to put money aside at intervals in order to provide in advance of maturity for the payment of a debt
To pay off in regular installments (monthly) over a loan term The payments (installments) are generally the same amount (Amortized loans differ from term loans in this way )
To pay a debt in periodic amounts until the total amount, including any interest, is paid
the gradual reduction of a debt by making periodic payments until the total has been satisfied
Gradual payment of a debt through regular installments that cover both interest and principal
(1) To repay a loan, for example, a mortgage, by means of a series of small payments, usually a combination of principal repayment and interest charges, rather than one lump sum at the end of the term (2) To consider, for accounting and management purposes, one unusually large investment at a single time as really being a series of smaller expenses over a period of time
- To reduce a debt by regular payments of both principal and interest, as opposed to interest only payments
Literally, to kill off, to make dead in business; it means to put money aside at intervals in order to provide funds in advance of maturity for the payment of a debt
amor·tize amortizes amortizing amortized in BRIT, also use amortise In finance, if you amortize a debt, you pay it back in regular payments. Business expenses had to be amortized over a 60 month period. = pay off. to pay a debt by making regular payments (amortir, from admortire , from ad- + mors )
{f} settle a debt through periodic payments to a creditor or to a sinking fund; pay off a debt gradually, become depreciated (also amortise)
Top of page Means loan payment by equal periodic payment calculated to pay off the debt at the end of a fixed period, including accrued interest on the outstanding balance
Means loan payment by equal periodic payments calculated to pay off the debt at the end of a fixed period, including accrued interest on the outstanding balance
The payment of a financial obligation over a period of time on an installment bases in equal amounts The amount of the loan, the interest rate and the total number of payments are used to determine what the monthly payments will be
A plan for gradually repaying the money youâve borrowed in periodic payments Generally with each payment, you pay back part of the money originally borrowed (the principal) plus interest on the declining balance of the principal The amount of your periodic payments depends, in part, on the principal, the interest rate and the length of time allowed for repayment
A plan for gradually repaying the money you've borrowed in periodic payments Generally with each payment, you pay back part of the money originally borrowed (the principal) plus interest on the declining balance of the principal The amount of your periodic payments depends, in part, on the principal, the interest rate and the length of time allowed for repayment
>> Payment of debt in regular, periodic installments of principal and interest, as opposed to interest only payments Amortization is the process of reducing principal and interest in equal installment payments at specific intervals over a set term For example, a fully amortized loan payment is a portion of which will be applied to pay the accruing interest on the loan with the remainder being applied to principal Over time, the interest portion decreases as the loan balance decreases and the amount applied to principal increases so that the loan is paid off in the specified term
The gradual elimination of a liability, such as a mortgage, in regular payments over a specified period of time Such payments must be sufficient to cover both principal and interest Writing off an intangible asset investment over the projected life of the assets
repayment of a mortgage loan through monthly installments of principal and interest; the monthly payment amount is based on a schedule that will allow you to own your home at the end of a specific time period (for example, 15 or 30 years)
Loan payment by equal periodic payments calculated to pay off the debt at the end of a fixed period, including accrued interest on the outstanding balance
A term used to describe the process of paying off a loan over a predetermined period of time at a specific interest rate The amortization of a loan includes payment of interest and a portion of the outstanding principal balance during each payment cycle
Means loan payment by equal periodic payment calculated to pay off the debt at the end of a fixed period, including accrued interest on the outstanding balance
The process of repaying a mortgage loan gradually, with equal periodic payments combining principal and interest Your payments are calculated so that the debt is paid off at the end of a predetermined period of time Top
repayment of a mortgage debt with periodic payments of principal and interest, calculated to retire the obligation at the end of a selected period of time An amortization schedule is a table showing the amounts of principal and interest due at regular intervals and the unpaid mortgage balance after each payment is made
The liquidation of a debt by regular, usually monthly, installments of principal and interest An amortization schedule is a table showing the payment amount, interest, principal and unpaid balance for the entire term of the loan
1 The gradual reduction of a debt by means of equal periodic payments sufficient to meet current interest and liquidate the debt at maturity When the debt involves real property, often the periodic payments include a sum sufficient to pay taxes and hazard insurance on the property 2 The process of spreading the cost of an intangible asset over the expected useful life of the asset Similar to depreciation, the idea of measuring the "consumption" of the economic value of long-term assets like equipment or buildings
Literally to "kill off" (root: mort) the outstanding balance of a loan by making equal payments on a regular schedule (usually monthly) The payments are structured so that the borrower pays both interest and principal with each equal payment
The preparation of a payment plan for a loan which allows for equal payments to be made to the creditor at consistent intervals over the life of the loan (the amortization period) Each payment covers interest accrued over the interval period with the remainder of the payment being applied to reduce the principal owed If every payment is made on time and in full over the amortization period, the loan will be completely repaid at the end of the amortization period
(Ticaret) A variety of practices such as depreciation, depletion, or writeoffs to expense the initial cost of a capital investment over multiple fiscal periods
In accounting, the process by which the cost of an intangible asset (such as an intellectual property right) is distributed over the projected useful life of the asset
In finance, the systematic repayment of a debt; in accounting, the systematic writing off of some account over a period of years. An example of the first meaning is a home mortgage, which may be repaid in monthly installments that include interest and a gradual reduction of the principal. Such systematic reduction is safer for the lender, since it is easier for the borrower to repay a series of small amounts than a single lump sum. In the second sense, a firm may gradually reduce the balance-sheet valuation of a depreciable asset such as a building, machine, or mine. The U.S. government has sometimes permitted accelerated amortization of assets, which encourages industrial development by decreasing a company's tax burden in the years immediately after a purchase
Paid off in stages over a period of time Each payment on a loan consists of the accrued interest and an amount that is applied to repay the principal When all of the payments have been made, the loan is paid off (fully amortized) 292