Şimdiye kadar oraya varmalıydılar.
- They ought to have arrived there by this time.
O zamana kadar çoktan ayrılmış olacağım.
- By that time I'll have already left.
O zamana kadar bütün dükkanları kapalı buldum.
- I found all the shops closed by that time.
... It's something that's emerged over time. ...
... and credits at the same time so the revenue stays in, but that we bring down rates to ...