ortak sigorta poliçesi

listen to the pronunciation of ortak sigorta poliçesi
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coinsurance
The joint assumption of risk between multiple insurers
A sharing of insurance risk between the insurer and the insured Coinsurance depends on the relationship between the amount of the policy and a specified percentage of the actual value of the property insured at the time of the loss
The percentage paid by the plan after the deductible has been met 90% coinsurance means the plan pays 90% while you would pay the other 10% There is usually a stop-loss to your percentage For example, you pay 10% of the first $5,000, the play pays 100% after that
that system of fire insurance in which the insurer is treated as insuring himself to the extent of that part of the risk not covered by his policy, so that any loss is apportioned between him and the insurance company on the principle of average, as in marine insurance or between other insurers
A provision under which an insured who carries less than the stipulated percentage of insurance to value, will receive a loss payment that is limited to the same ratio which the amount of insurance bears to the amount required; a policy provision frequently found in medical insurance, by which the insured person and the insurer share the covered losses under a policy in a specified ratio, for example, 80 percent by the insurer and 20 percent by the insured
Insurance jointly with another or others; specif
A cost-sharing requirement under a health insurance policy which provides that the insured will assume a portion or percentage of the costs of covered services After the deductible is paid, this provision forces the subscriber to pay for a certain percentage of any remaining medical bills, usually 20 percent
The division of the allowed amount to be paid by the insurance company and the patient, i e , 80/20 or 90/10 (The first percentage is paid by the company - 80 or 90)
insurance issued jointly by two or more underwriters
A cost-sharing requirement under a health insurance policy It provides that the insured party will assume a portion or percentage of the costs of covered services The health insurance policy provides that the insurer will reimburse a specified percentage of all, or certain specified, covered medical expenses in excess of any deductible amounts payable by the insured The insured is then liable for the remainder of the costs until their maximum liability is reached
When the group health plan and employee share in the cost for any eligible health-care services performed Coinsurance is applied as a percentage after any deductible has been met For example, an 80/20 plan with a $200 deductible means the insurer would pay 80 percent of the covered costs after the employee has satisfied the deductible
The joint assumption of risk between the insurer and the insured party
the portion of an eligible medical bill a member must pay out of pocket before BlueCross BlueShield of Tennessee begins paying insurance benefits Coinsurance amounts are usually a percentage of the total eligible medical bill, such as 20 percent Coinsurance applies after the member meets a required deductible or copay amount Coinsurance is part of certain health care plans
in property insurance, a coinsurance clause requires the policyholder to carry insurance equal to a specified percentage of the value of the property in order to receive full payment of a loss In health insurance, coinsurance is a percentage of each claim, above the deductible, that is paid by the policyholder
An arrangement in which the insured pays a percentage of the charges for the health services obtained Coordination of Benefits (COB) - In the event that the insured has duplicate or overlapping coverage, the center or primary insurer would coordinate reimbursement from all payors
The portion of covered health care costs for which the covered person has a financial responsibility, usually a fixed percentage Coinsurance usually applies after the insured meets his/her deductible
A penalty imposed on the loss payment unless the amount of insurance carried on the damaged building is at least 80 percent of its replacement cost or the maximum amount of insurance available for that building under the NFIP, whichever is less Coinsurance applies only to building coverage under the Residential Condominium Building Association Policy
The percent of the Medicare-approved amount that you have to pay after you pay the deductible for Part A and/or Part B In the Original Medicare Plan, the coinsurance payment is a percentage of the approved amount for the service (like 20%)
Provision stating that the insured and the insurer will share all losses covered by the policy in a previously agreed upon proportion
ortak sigorta poliçesi
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