bank run

İngilizce - Türkçe

İngilizce - İngilizce

bank run teriminin İngilizce İngilizce sözlükte anlamı: When many bank customers try to withdrawal their bank deposits simultaneously, and the bank's reserves are not sufficient to cover the withdrawals Bank run's are synonymous with panic; A series of unexpected cash withdrawals caused by a sudden decline in depositor confidence or fear that the bank will be closed by the chartering agency, i e many depositors withdraw cash almost simultaneously Since the cash reserve a bank keeps on hand is only a small fraction of its deposits, a large number of withdrawals in a short period of time can deplete available cash and force the bank to close and possibly go out of business [FRBM][FRBSF] (see also bank); mass withdrawal of monies from a bank due to lack of faith by the public in that bank's ability to manage it's funds; a rush on a bank by its depositors to withdraw their funds, as they lose confidence in the bank's finances; Before deposit insurance, when the depositors in a bank fear that it is insolvent, and so all at once in a group demand that the bank liquidate their deposits for cash; the concerted action of depositors who try to withdraw their money from a bank because the think it will fail; When many people try at the same time to withdraw their money from a bank that lacks sufficient reserves (p 706)
run on the bank: severe demand for withdrawal of money from a bank